grok bot got me 1.5M impressions in 7 days. i didn't hire anyone. i set up a grok bot on @bot and gave it a title: chief marketing officer. (CMO for short) it doesn't post for me. i still press every button, but it does basically everything else. that week it helped me land two viral posts back to back. then it noticed my posts about my grok bots were pulling in more verified followers than anything else. so we leaned in. wednesday i had ~1,954 verified followers. saturday i passed 2,000 and unlocked subscriptions. here's what it actually does every week: - drafts my posts in my voice (rough, lowercase, like this) - studies other creators in my space to see what's working - keeps a content calendar of notable dates each month - logs every post in notion and scores it against my median - tells me when a post is still hot so i don't step on it - sends me a weekly report on what worked and what flopped it's not magic. some drafts are meh and i tell it so. i just press the button.

grok bot just saved me $12/mo. i canceled my workout app and my nutrition app since my chief wellness officer on @bot does both now. first thing it did was read 5 months of my workout history. 60 workouts, 861 sets, back to may. it noticed things i didn't: - i went 27 days without lifting this summer - since i switched to full body in september, i've been way more consistent. 3.25 workouts a week over the last month now i just text it what i lifted and what i ate. it logs both, tells me today's workout, and keeps my rotation going. every month it builds a report in notion. charts, sets by muscle group, prs. first half of october: - 8 workouts - 86 working sets - 86,075 lbs moved - new prs on squat, bench, rows, overhead press and rdl no app to open. no extra subscription. i just text it. my old app never did that lol

my wife's car is OFFICIALLY PAID OFF. first one to congratulate me was my cfo on @bot. "it's official, the toyota loan is closed! that frees up $392 a month." then it asked if it could mark the account closed. it won't touch anything unless i say yes. $392 a month back. now we decide where it goes.

i'm so grokbot pilled now. 7 bots. 2 orgs. one chief of staff on @bot. 9am sunday morning the walmart cart is already built. i check out, the receipt goes to my cfo, and it splits it into our budget. 7:40am my cmo sends me yesterday's x numbers. i track calories and workouts with my wellness officer. my cro and i discuss revenue strategies. costs $30 a month. people keep asking how this works. here's the org chart.

i'm grokbot pilled now. i basically run a family office out of my phone with @bot. a chief of staff. i tell it anything and it hands it to the right one. a cfo. reads all our accounts and tells me where the money went. a household manager. went through a year of our walmart orders, builds our cart every sunday morning, cross-references our staples to see if they're cheaper anywhere else. a wellness officer. replaced my workout app. i text it my sets and what i eat, and it tracks my macros. a family activities director. finds weekend stuff for my 5 year old. a cmo. helps me write these. i still make every call and press every button. they just do the homework. WHAT A TIME TO BE ALIVE.

how much of your income goes to debt payments? under 10%: free 10-20%: fine 20-36%: tight 36-40%: one surprise from trouble 40%+: 8.6% of US families. the most since 2013.

i beat lifestyle creep. same walmart pickup. same phone plan. same 2 cars. then i bought one house ...and undid all of it. $1,000 a month to $3,000. 😅

$50K GOAL COMPLETE. my 6% HYSA just passed $50k! that's $250 a month. my rental nets $400 a month. only one of them has tenants.

which money stage are you in? 1. surviving: paycheck to paycheck 2. stable: bills paid, a little saved 3. building: investing every month 4. free: your money out-earns you one income, two kids soon. i'm solidly 3.

how much of your paycheck should you save? 0%: one bill from debt 5%: you started 10-15%: on track 20%+: buying freedom early mine: 14%. $1,386 of every $9,792, before it hits checking. 🤤

what to do with money, in order: 0. grow your income 1. 1 month of expenses in a 6% hysa 2. take the full 401k match 3. kill high-interest debt 4. 6 months of expenses (mine: $50k) 5. max hsa + roth ira 6. kill low-interest debt (optional) 7. max the 401k 8. brokerage

"you can't buy a house on one income anymore." we bought one in march. one income. wife, a 5 year old, baby #2 in jan. $3k a month at 5.625%. not cheap. not impossible.

hot take: paying off a 3% mortgage early is a mistake. my rental: $160k left at 3%. i'm NEVER paying a dollar extra. that money does more literally anywhere else.

i had AI go through a year of my walmart receipts. official grocery inflation: 1.8% what i actually paid: soda: +35% cat litter: +15% cat food: +11% juice boxes: +13% water: +9% this feels WAY WORSE than reported "inflation"...

how to handle a $12k surprise bill: worst: 24% credit card, minimum payments bad: personal loan at 12% okay: pay cash from your emergency fund best: 0% for 24 months, keep your cash earning 6%, set autopay the 0% only works if you pay it off before the promo ends.

should you pay it off early? under 4%: no chance 4-7%: your call 7%+: yesterday. my debts at 29: car: $398 left at 1% rental: $160k at 3% home: $384k at 5.625% credit: $2.3k at 0% my hysa pays 6%. which bucket are yours in?