Part of the @moderndaylending Team @thecfmtg Mortgage Lender - Serving all 50 States [email protected]
Joined June 2016
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FlexLine HELOC - REFINANCE OR PURCHASE
KEY PROGRAM HIGHLIGHTS
- Up to 80% LTV on loan amounts up to $1,000,000
- Up to 70% LTV on loan amounts up to $1,500,000
- 10-Year Draw Period with Interest-Only Payment Options,
- 20-Year Repayment Period, Flexible 20-Year Term
Being able to tell your story to the underwriter is how we get deals across the line. Most people have complicated lives and complex financials so being able to understand each and everyone’s situation allows me to explain it to our underwriting team.
#realestate #mortgage
One of the things I love about the bank I am apart of is we can assist on permanent financing up to $5M loan in house per property and we have no location concentration restrictions.
So we handle a lot of portfolios as we can fund as many residential units in one area no issues
Not having a cell phone in 2026 is wild, but not stopping you from getting a mortgage…
#realestate #mortgage #technology
Just because you don’t have a stable job, doesn’t mean you can’t get a mortgage. You can utilize savings, stock, retirement, etc to qualify for a mortgage without collateralizing them.
Reach out with any questions!
#realestate #mortgage #money #fyp
Getting a mortgage as a self employed borrower can be difficult. Maybe you don’t show enough income on your returns or showing income has been complicated elsewhere. There is typically a solution for each and every situation. With so many programs, there’s typically an option.
1. Bank Statement Loan
2. Asset Depletion Loan
3. Profit and Loss Statement Loan
4. 1099 Income Loan
5. DSCR Loan
6. No Income Loan
If you have any questions feel free to shoot me a message…
#realestate #mortgage #selfemployed #entrepreneur
Self-employed? Investor? Foreign national? Your income is real, even if it doesn't fit on a W-2.
Our Non-QM Suite offers loans up to $5M with bank statement, 1099, DSCR, asset qualifier, and ITIN options.
Let's find the right fit. Send me a message or call (516) 606-3855.
🤖 Made with AI
No income documentation and you can still get a loan is shocking but true!
Strong credit and equity or strong savings can override needing income!
Crazy that I recorded this a few weeks ago and rates have skyrocketed since…
#realestate #reel #explore #mortgage
Would you rather pay a massive tax bill for not using any write offs or pay a slightly higher interest rate?
Paying tens of thousands in tax will cost you more then paying an extra couple hundred dollars a month interest per month…
A “buy before you sell” program allows you to unlock your current home’s equity upfront so you can make a strong, non-contingent offer on a new property.
How the Program Works
• Unlock Equity: Access up to 80% of your existing home’s equity for a down payment.
• Non-Contingent Offer: Buy your new home without waiting for your current house to sell.
No matter what you do for work, there’s always the opportunity to go above and beyond. Everyone can make a difference and you can create value for others. Your actions always impact people around you and being kind and listening to others makes a difference.
@Mark_Sanborn
How House Hacking Works:
The main goal of house hacking is to have tenants pay for most or all of your mortgage through their rent checks. This lets you build home equity and learn how to be a landlord while spending very little of your own money on living costs.
Buy a duplex, triplex, or fourplex, live in one unit, and rent out the other units.Renting spare bedrooms: Buy a single-family house or townhome and get roommates to rent out empty bedrooms.