Student of markets. Views/opinions are my own and not of my employer. #todaysgoodtalk
New Delhi
Joined March 2009
- Tweets7K
- Following955
- Followers9.6K
- Likes13.8K
Pinned Tweet
My second Op-ed published in @livemint today!
Thanks @deeptibhaskaran
The key to dealing with good and bad times is to prepare for what’s coming
livemint.com/money/personal-…
Noise will always surround us. The wisdom lies in knowing what deserves our attention.
This Diwali, make room for independent thinking.
Wishing eevryone a very Happy Diwal!✨️🪔
8
523
After so many days, got the same pathetic response from @CRED_club. They just refuse to help, blaming insurance company. I even called @HDFCERGOGIC. They say no changes possible after policy is issued. NEVER BUYING ANYTHING FROM CRED AGAIN. Worst experience ever.
Just making everyone aware.....@CRED_club uses phrases like "Conceirge" to make you believe that they will help you if you get stuck. In reality, they will do nothing. You are better off going directly to insurer.
They have not called me even once or approached insurance co.
4
1
966
Looking forward to be back in Fundu Professor @Sanjay__Bakshi's classroom on Saturday, 24 October.
#VIPS
Join Prof. @Sanjay__Bakshi at the 10th #VIPS as he explores the applications of the Neff Ratio in stock selection, portfolio construction, and risk management.
📅24 Oct 2026
⏰8:30 am onwards
📍Hyatt Regency, Delhi
🎟️Early Bird Offer ends on 12 Oct 2026! cfasocietyindia.org/events/1…
Just making everyone aware.....@CRED_club uses phrases like "Conceirge" to make you believe that they will help you if you get stuck. In reality, they will do nothing. You are better off going directly to insurer.
They have not called me even once or approached insurance co.
. @CRED_club is pathetic. Never expected them to behave this way. Never buy insurance from them.
Even after raising this issue here, nothing done. They issued the wrong policy, something I never agreed to. Gave partial refund. Now not ready to do anything else. @kunalb11
They are talking about changes or endorsements here. Not acknowledging that the policy i agreed to and paid for was not what i was issued. As if they just dont exist as brokers and they have nothing to do with this transaction. @irdaindia
@kunalb11 this is what you have created
1
333
. @CRED_club is pathetic. Never expected them to behave this way. Never buy insurance from them.
Even after raising this issue here, nothing done. They issued the wrong policy, something I never agreed to. Gave partial refund. Now not ready to do anything else. @kunalb11
Terrible experience on @CRED_club . Bought a @HDFCERGOGIC car policy with zero dep add-on. Policy issued without add on. Cred app still shows add-on as part of it. Now Cred refuses to correct it or intervene. Says go to talk to insurer. Just here to collect commission.
@kunalb11
Terrible experience on @CRED_club . Bought a @HDFCERGOGIC car policy with zero dep add-on. Policy issued without add on. Cred app still shows add-on as part of it. Now Cred refuses to correct it or intervene. Says go to talk to insurer. Just here to collect commission.
@kunalb11
Better to buy policy directly from the insurer. The idea of using an app like @CRED_club is convenience. This experience was exactly the opposite. Had to spend time and effort in explaining the situation and net result was worst.
1
371
High growth/High ROE is a magnet for disaster in cyclical industries. 🧵
Look at SK Hynix. Retail investors fall in love with explosive growth, extrapolate it forever, and buy late, at times right at the top—thinking a high PE ratio justifies "future growth." 1/n
"When things are going well and prices are high, investors rush to buy, forgetting all prudence. Then, when there’s chaos all around and assets are on the bargain counter, they lose all willingness to bear risk and rush to sell. And it will ever be so."
Moderated a great session for @CFASocietyIndia at 9th #VIPS with Dinesh Balachandran, Head of Equities at SBI MF.
We discussed moving from Macro to Micro, cross-asset signals, and finding true contrarian value in forgotten sectors.
Watch here: youtu.be/Hvbmeof9iXA
Hear @ba_dinesh share lessons on navigating a multi-asset #investment journey - from macroeconomic signals to micro-level opportunities, at the 9th Value Investing Pioneers Summit 2025.
The session was moderated by @jaycee77.
Watch now: youtu.be/Hvbmeof9iXA
#VIPS #video
5
1,362
PPFAS Asset Management gets approval to sponsor pension funds under NPS
economictimes.indiatimes.com…
Simple.....yet profound.....if you understand this, then you have evolved as an investor 📈🧠🌟
If we assume the point of investing is ultimately to improve your quality of life and the quality of life of those you most care about, investments that consistently add stress over long periods of time probably don’t make sense.
Money is traded for things or experiences that catalyze certain feelings. If your investments are generating the opposite spectrum of feelings, it might be time to reassess. It’s easy to miss the forest for the trees.
Money is a means, not an end.
And in the end, most things matter very, very little.
Do what helps you sleep at night and wake up with a low heart rate.
To me, those are the hallmarks of a world-class investor who gets the big picture.
7
1,237
Spot on, @PuneetK009!
Patience isn't just a virtue in investing—it's the edge!
6
946
CFA Society Talk of August 2025:
Implementing Benjamin Graham's "Special Situations"
Framework in Conventional Investment Strategies
youtu.be/D8ssnBMAtOE
@CFASocietyIndia
I never met Parag Sir, but at @PPFAS, but I see his values in action every day. A leader is truly eternal when their vision outlasts them.
Inspired by how @npparikh6, @RajeevThakkar, @oraunak and the team carry this legacy forward by walking the path he laid.
🐢🙌 #FoundersDay
Today, we reflect on the values and principles that continue to guide our journey.
On the birth anniversary of Our Founder, Late Mr. Parag Parikh, we remember his clarity of thought, long-term approach, and unwavering commitment to doing what is right for investors.
His philosophy remains embedded in the way we think, invest, and serve.
#FoundersDay
7
909
A good day to share this
"Bubbles should be avoided, because you risk widespread permanent loss of capital. Cycles, by and large, shouldn’t, because all they imply is that you have to be patient and humble to earn long-term returns,.... @morganhousel
collabfund.com/blog/the-diff…
