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Restore Finance

@justbridgingcom

Property Finance Brokerage 🥇 | Based in Bolton📍 | #Bridging #Finance | #Development #Finance | 📞 01942 665305 | Mob: 07387346447 | 📧 Enquire via Website |

 Bolton, UK
linktr.ee/restorefinance
Joined September 2015
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Restore Finance@justbridgingcom15 Jun 2018
– at Bolton, England
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🌙 REFURB TO LET 🌙 We have a lender who offer a refurb to let product designed for refurb projects where the borrower wants to bridge the purchase and convert to a buy to let at 75% LTV when the refurb is done. It is designed for light refurb works with refurb costs no more…
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than 25% of the purchase price / value. There is no minimum period of ownership before converting to a buy to let and just one set of fees and legals. Refurb To Let Parameters: • Loan to Value: Up to 75% (first charge) • Loan Size: £75,000 - £500,000 • Term: 3 years
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✔️ COMPLETED REFURB ✔️ Last August we organised the funds for our clients to purchase the above property and fully refurb it and now it is on the market ready for a sale! If you’ve seen a property in mind that you’d like to flip then get in touch! 👋🏼
Image from Restore Finance (@justbridgingcom)
Image from Restore Finance (@justbridgingcom)
Image from Restore Finance (@justbridgingcom)
Image from Restore Finance (@justbridgingcom)
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☀️ NEW PROMOTION ☀️ One of our panel lenders is offering this promotion of NO application fees, NO upfront lender legal fees and FREE valuations for July! 🤩 And obviously we don’t charge any upfront fees here at Restore Finance! What Qualifies? …
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… • Residential Bridging Applications • Standard Cases • Light & Medium Refurbishments • Small HMO’s This Lenders Criteria: Loan Size: £37,500 - £1m LTV: Up to 75% Term: 3 - 18 months Rates: From 0.69% per month * T&C’s apply for this promotion *
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❕EXCLUSIVE Commercial Bridging Loans...❕ One of our private investors has readily available funds for COMMERCIAL ONLY bridging loans! The Highlights: • LTV: Up to 80% • Term: 12 months • Loan Size: £150k - £750k • Interest Rate: From 1.1% per month • Location: England…
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…and Wales • FIVE DAY COMPLETION from valuation • Valuations can be rewrites • Commercial properties ONLY (no semi-commercial or residential properties) • Adverse Credit Considered If your requirements do not meet this criteria, we have other lenders who can assist.
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🐜 SMALL REFURB LOANS 🐜 Sometimes it is harder for brokers to place small refurb loans under £200k however NOT FOR US as we have lenders who specialise in these… • Minimum Loan Size: £50k • Rates: From 0.94% • LTV: Up to 85% • LTGDV: Up to 75% • 100% of Refurb…
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… Costs • Light Touch Monitoring • Dual Representation Legals and Title Insurance If you have seen a project and would like to get a free, no obligation quote for the finance costs - get in touch! 👋🏼
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Yesterday we had a lovely day at Chester Races for Ladies Day with one of our lenders! 🐎🥂🧡
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Image from Restore Finance (@justbridgingcom)
Image from Restore Finance (@justbridgingcom)
Image from Restore Finance (@justbridgingcom)
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😮 TWO DAYS FOR LEGALS 😮 Last week we completed a £395k refinance for one of our regular clients with the legals only taking TWO DAYS! The legal undertaking was given on Monday and the deal completed on Wednesday - that is 2 days from the solicitor starting the legal…
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…to completing it! This is so impressive considering with some deals, the legals can take months to complete! 🥱 If you have a loan that you need to complete fast on then we have a panel of lenders who we know can act with speed! 🚀 Get in touch today…
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❗️SPECIAL OFFER❗️ One of our lenders is offering FREE legal and valuation fees for all applications received by the 29th May 2026 and completed by the 30th September 2026! This promotion is available across all their products which are bridging, re-bridging and refurb finance.
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• Rates from 0.62% per month • Terms up to 24 months • Loans up to £10m • Properties in England, Wales & Scotland • Up to 75% LTV The promotion is cash-back of £1500 (for loans completing between £250k - £500k), £2500 (£500k - £1m) and £3500 (£1m - £10m) towards…
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📍 SITE VISIT 📍 Yesterday we visited one of our clients and one of our lenders (that came up from London) at our clients site in Sheffield. He has built 7 detached properties on the outskirts of the city - 4 are finished and 3 are ready for the first fix. 🏠
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Image from Restore Finance (@justbridgingcom)
Image from Restore Finance (@justbridgingcom)
Image from Restore Finance (@justbridgingcom)
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We have been working closely with this client over the past 12 months restructuring his borrowings on this site and on his portfolio. 🤗 It’s always great to meet up with a client face to face and be present if our clients meet the lender to address any funding queries! ☺️
Image from Restore Finance (@justbridgingcom)
Image from Restore Finance (@justbridgingcom)
Image from Restore Finance (@justbridgingcom)
Image from Restore Finance (@justbridgingcom)
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🏡 COMPLETED REFURB 🏡 Last May we organised the funds towards the purchase and refurb for this project in an affluent area of Manchester for one of our clients who chose one of our private lenders, the property is now sold STC for over £700k! What an amazing job they’ve done!
Image from Restore Finance (@justbridgingcom)
Image from Restore Finance (@justbridgingcom)
Image from Restore Finance (@justbridgingcom)
Image from Restore Finance (@justbridgingcom)
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🏡 COMPLETED REFURB 🏡 Last May we organised the funds towards the purchase and refurb for this project in an affluent area of Manchester for one of our clients who chose one of our private lenders, the property is now sold STC for over £700k! What an amazing job they’ve done!
Image from Restore Finance (@justbridgingcom)
Image from Restore Finance (@justbridgingcom)
Image from Restore Finance (@justbridgingcom)
Image from Restore Finance (@justbridgingcom)
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⚡️ FAST PROPERTY LOANS WITH LOW INTEREST RATES ⚡️ Usually we find that the cheaper the lender, the longer it takes for completion however one of our panel lenders has introduced a new product to their offering which is FAST bridging loans (approx 5 days) at 0.79% per month!
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Fast Bridging Loans at 0.79%: • Loan Size: Up to £500k • Term: 3 - 12 months • Location: England and Wales • Security Type: Available for residential purchases, refinances, capital raise and light refurbishment works • Interest Rate: 0.79% • Valuation Type: AVM
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💫 2025 STATISTICS 💫 We are thrilled to announce that last year we completed over £16.3m of funds lent out over 46 completed deals! As always we can’t thank our clients enough for always coming back to us to assist with arranging their funding and for our lenders / investors…
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/ solicitors and valuers who allow for this to happen! 💜 2026 has already started with a bang 💥 and we can’t wait to see what this years statistics will be! 👀
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🩷 OPEN ENDED LOANS AT 1% PER MONTH 🩷 One of our panel lenders have reduced their interest rate on first charge property loans until the 14th February 2026... This lender specialises in open ended loans and they definitely don’t mind quirky assets as their security...
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• Loan Size: £30k - £2m (but they will consider higher) • Term: Open ended with no repayment deadline & no early redemption penalties • Location: England and Wales • Security Type: Residential, commercial and semi-commercial (this lender will accept hotels, golf courses etc)
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✨ DECEMBER 2025 ✨ Here is our last monthly report for 2025 for December… we found that we seemed to have gone quieter earlier than previous years for the festive period but it didn’t stop us having many completions for December!
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We may have enjoyed the festivities a bit too much and was very lucky to go out for lots of drink / meals / events with our connections throughout the month but we’re now locking in for 2026 and can’t wait to see what it brings 👀🔒
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➕ INTRODUCING… BRIDGE PLUS ➕ We have designed a new, exclusive product with one of our lenders to include all the best bits of bridging products... The highlights: ➡️ NO legal undertaking AND dual representation - our clients will not have to pay for the legal fees upfront!
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➡️ Fast completions! ➡️ 75% Loan to Value! Bridge Plus’ Product Details: • Loan Size: £50k - £1.5m • Term: 3 - 18 months • Location: England and Wales • Security Type: Residential properties only • Interest Rate: From 0.89% per month • Borrower: No adverse
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🎄 FESTIVE & FAST 🎄 We have a lender on our panel who can complete in 3 working days (don’t worry, we’ve tried & tested this so we know it’s correct) so if you do want to complete before Christmas - get in touch today! Their lending details: Loan Size: £50k - £1.5m…
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Term: 3 - 18 months Location: England and Wales Security Type: Residential properties only Interest Rate: From 0.89% per month Borrower: No adverse Valuation Type: AVMs, desktop or existing valuations Loan to Value: Up to 75% Arrangement Fee: 2% Exit Fee: None Get in touch! 👋🏼
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👏🏼 NOVEMBER 2025 👏🏼 Pinch punch first of the month… we’re also super excited for Christmas this year! 🎄 November started off strongly with new enquiries however with a new budget looming… we did notice a decrease in enquiries due to the uncertainty of what was going to be…
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announced however that didn’t stop us having a few completions of bridging loans! 🤭 Our December is looking like the usual ‘silly season’ for us catching up with lenders/ clients/ introducers etc but we cannot wait to enjoy this final month of the year! 🎄💃🏼🪩
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💥 BLACK FRIDAY SPECIAL 💥 We have a very exciting Black Friday special for our clients in association with one of our lenders whereby they’re giving away… A FREE IPHONE 17 …for all applications over £100k submitted from now until 31st December 2025!
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This particular lenders product guide: Products: Bridging, Refurb and Development Loans Location: England, Wales and Scotland Property Type: Residential, Semi-Commercial, Commercial, Land with Planning LTV: Up to 70% Term: 0-18 months Loan Amount: £25k - £4m (but it would have…
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