madhubalan

One of my close friends was admitted in a hospital for a small procedure on his finger (got injured while playing cricket with a leather ball). He was admitted for a night. His personal insurance is amazing & has Non Consumables cover also. His bill of around ₹40000 was completely paid off by Insurance company (cashless). During discharge, my friend was asked to pay for Non Consumables ₹3200. He immediately told the hospital that Non Consumables is covered. He showed them the list of items covered under Non Consumables (from the policy). But friends. Their list had items which were not present in the Insurance Non Consumables List 😀😀😭😭 The hospital asked my friend to pay for the following non-consumables: Surgeon Gown Betadine Drapes Gloves (this was paid by insurance company since it was part of their list, after we showed them the policy list) Mops He ended up paying ₹2800, after deducting Gloves 🔔 Why are Mops even in the list? Isn't basic cleaning something we pay for? Shouldn't Gown be a part of the procedure? Betadine is used for wound cleaning, it can be put under procedure charges. What are Drapes? My learning is that hospitals will squeeze us, either way. We need to have an awesome insurance policy. Even though this policy is top notch with amazing cover, hospitals can always have some items which are simply ridiculous in the non-consumables section. A comprehensive cover is key. With non consumables included, he still had to pay ₹2800. Imagine if he didn't have the cover, it would have been far far higher. In my opinion, Hospitals have become a Pure Business 😀😀😀 I had no intention of shaming any Institution or Profession, but this is simply ridiculous & enlightening. Sharing this for everyone to learn something from this... #FI