Tracy MoMM 🎈Mind over Money Matters (@momm_uk) header
Tracy MoMM 🎈Mind over Money Matters (@momm_uk) profile picture

Mind over Money Matters. ⭐️Spend Smarter, Travel Smarter⭐️ Money and Travel blog. ⭐️Maximise Joy, Maximise Value⭐️T🎈 Paused for 2026 #MoMMWay #MHHSBD

London, England
Joined November 2018
Photo by Tracy MoMM 🎈Mind over Money Matters (@momm_uk)Photo by Tracy MoMM 🎈Mind over Money Matters (@momm_uk)Photo by Tracy MoMM 🎈Mind over Money Matters (@momm_uk)Photo by Tracy MoMM 🎈Mind over Money Matters (@momm_uk)Photo by Tracy MoMM 🎈Mind over Money Matters (@momm_uk)Photo by Tracy MoMM 🎈Mind over Money Matters (@momm_uk)Photo by Tracy MoMM 🎈Mind over Money Matters (@momm_uk)Photo by Tracy MoMM 🎈Mind over Money Matters (@momm_uk)Photo by Tracy MoMM 🎈Mind over Money Matters (@momm_uk)Photo by Tracy MoMM 🎈Mind over Money Matters (@momm_uk)
Usually here retweeting fun stuff but we also have a website - sharing ways to maximise value and maximise Joy with the money you spend anyway. Money. Travel. Life. Here’s a bit about us and the site. T🎈 #SmallJoy #MoMMWay mindovermoneymatters.co.uk/c… – at Enfield, London
1
85
2
62
Tracy MoMM 🎈Mind over Money Matters retweeted
The flamingos are back in Larnaka! 🦩🇨🇾 Every October, thousands gather at the Salt Lake, making autumn in Cyprus extra special. 🌾🌊 Have you ever spotted them here? 👇#VisitCyprus #Larnaca 📍 Larnaka Salt Lake, Cyprus 🎥 IG iva_travelmum
2
26
3
88
3,338
Cyprus Airways is back at Stansted 🇨🇾 Daily flights to Larnaca from 23 April 2027. Dogs allowed ❤️ Fare analysis, Flight times, history & how to avoid euro card fees T🎈mindovermoneymatters.co.uk/c… @cyairways @CyprusAeropolis @STN_Airport #Cyprus #Larnaca
64
Someone’s played too much articulate…… T🎈
32
Tracy MoMM 🎈Mind over Money Matters retweeted
Solo para conocedores de buena música
50
288
23
2,121
88,323
Tracy MoMM 🎈Mind over Money Matters retweeted
Very sad to have had to announce the death of my friend Jeffrey Archer on the show last night. A man of talents, flaws, positivity and bouncebackability, with a zest for life. He was a terrific interviewee. He sometimes invited me to his flat on Albert Embankment as he loved political gossip. His trilogy of Prison Diaries remain the best books of the last 20 years on what life is like in prison. He sold 350 million books in 47 languages in 114 countries but the literary cogniscenti always looked down their noses at him. I tried in vain to get him to write his autobiography. Yes, he sometimes lacked judgement, no he never achieved his aim to be a front rank politician, yes he did some bad things. But what a life. What. A. Life. @Jeffrey_Archer
179
115
38
1,611
136,076
Tracy MoMM 🎈Mind over Money Matters retweeted
Some of these Vintage lighters are just awesome! 🔥
33
198
18
1,741
87,145
Tracy MoMM 🎈Mind over Money Matters retweeted
Larnaka just unlocked a brand-new sunset spot! 🌅 The upgraded Pattichio Municipal Park is now open - featuring a circular elevated walkway through the treetops, new bike paths, & epic Salt Lake views! 🚴‍♀️🌿 Ready for a weekend stroll? 👇#VisitCyprus 🎥 IG panagiotis.panagiotou
1
16
3
55
2,180
Barry Mani No
Sweet baby Jesus and the orphans 😳
43
Tracy MoMM 🎈Mind over Money Matters retweeted
🚨 CONSUMER TIP OF THE DAY Third-party debt collectors have no enforcement powers over alleged debts owed to private parking operators. They have as much power as you do. A scary-looking letter does not magically give them powers. They are not bailiffs. They cannot seize your belongings or give you a CCJ. Ordinary debt collector demands can be ignored. But never ignore a Letter Before Claim or court papers - that's different and needs action. I want to see an end to intimidating debt collector letters being used to frighten motorists into paying inflated fees on top of alleged debts arising from private parking charges. Do you agree? 🔁 Please share - far too many motorists don't know this. #ConsumerRights #parkingcowboys
7
30
55
6,524
We've seen Depeche Mode in Vegas, Kevin Spacey in Cyprus, James in Barcelona. Grab the event tickets first, then let points sort the flights. Maximise value, maximise joy. Leaves plenty of cash for pre-gig cocktails. T🎈
1
1
77
Landed at Larnaca Airport running on zero bandwidth, only to hit pure passport control chaos and lose my head. Lesson learned: book fast track arrivals for €6. Straight through the madness while I grab a coffee. Best six euros I spend in Cyprus. T🎈
1
2
92
Looked up BA flights to Larnaca for next August: £1,080 cash return, non-refundable. Or 33,500 Avios + £5, and you can cancel up to 24 hours before takeoff. The flexibility alone beats cash every time (and pays for a lot of Cyprus iced coffees). T🎈
1
1
84
Paying £5.95 a week at Slimming World to sit on plastic chairs was pure sunk cost fallacy. Ditched it, saved £300 a year, and lost 2 stone. Grab a coffee and read how: mindovermoneymatters.co.uk/i… T🎈
38
Booking.com flashed "Only 1 room left!" for a fave hotel in Manhattan. Opened Expedia 30 seconds later: 4 rooms available, £35 less a night. Artificial scarcity works on panic until you remember they share the same backend data. Have you ever fallen for this? T🎈
2
82
Stepped away from X after watching feeds fill with £80 fines and dodgy sponsored links nobody vetted. I run Mind Over Money Matters (mindovermoneymatters.co.uk) because a genuine 5-star travel hack shouldn't come with hidden catches.
1
55
We fall for scarcity bias and fake urgency every day. My goal is helping you keep more of your hard-earned cash while enjoying the fab stuff. Zero affiliate junk, only honest ways to spend smarter and travel better. Good to be back at the keyboard. T🎈
1
32
Tracy MoMM 🎈Mind over Money Matters retweeted
There may not be many people left in 10 years who can write, or want to read, things longer than a page or two. But there will be at least a few of us, and we'll be a powerful club.
701
1,652
248
16,259
696,681
An £80 fine for an honest mistake? What does it really costs us? And what fairer enforcement from Enfield Council could actually look like. Read, nod, and share T🎈 #parkingfine @alexgeorgiou @EnfieldCouncil @EnfieldDispatch @scott_expert @ladyjaney75 mindovermoneymatters.co.uk/r…
1
73
Not written for a while so glad I’ve been pulled up on potentially harmful non-inclusive language. 🤯 T🎈
1
2
47