Youtube @ZerodhaVarsity & @Zero1byzerodha | Content at @learnapphq | Equity trader
New Delhi, India
Joined June 2011
- Tweets578
- Following927
- Followers407
- Likes25.2K
Pulkit Lalwani retweeted
When it comes to personal finance, people somehow keep making the same mistakes over and over again. There’s very little creativity in the mistakes people make.
Take investing. Pretty much every influencer, every serious finance writer, and the financial media have been screaming for years: don’t mix insurance with investments. ULIPs are usually a bad idea. Endowment policies are usually a bad idea.
And yet, ULIP sales continue to grow and endowment plans continue to be sold. People continue to fall for the same pitches, despite all the articles, videos, and excel sheets explaining why these products are bad.
The same applies to health insurance, though I have a little more sympathy there. Health insurance is genuinely complicated. There are tiny clauses, room rent caps, waiting periods, exclusions, and conditions that most people don’t fully understand and then they find out the hard way, when they still have to pay out of pocket despite having a policy.
But with products like ULIPs and endowment plans, there’s no excuse. These are not impossibly complicated products. Even a cursory Google search will tell you the problem. And today, in 2026, you can just ask ChatGPT or Claude whether a product is a good idea, and they’ll usually show you the math, explain the catches, and give you pointers on what to do.
And yet, people still keep falling for the same thing.
@PrateekLearnapp from @Zero1ByZerodha has made a really nice video on some of the biggest mistakes Indians make with investing and health insurance. It’s worth watching, and sharing with your friends and family too.
Pulkit Lalwani retweeted
Turns out, this isn’t our first rodeo with fiction🍿
Phir Se Udd Chala- our first web series around money is out now on our Zero1 Hindi channel on YouTube. Tap the link in bio to watch it now 🎥
#WebSeries #YouTubeSeries #OTT #Money
Pulkit Lalwani retweeted
This is only Step 1 of Fiction X Finance 💪🏼
Our first web series around money- Phir Se Udd Chala is out now on the Zero1 Hindi YouTube channel. Check out the thread to watch it now ✨
#BTS #webseries #fiction #money #financeindia
Pulkit Lalwani retweeted
We hosted a Community Premiere of Phir Se Udd Chala and the vibes were CRAZZZYYY⚡️
Phir Se Udd Chala - our first web series around money is out now on our Zero1 Hindi channel
#Webseries #OTT #newshow #money
Pulkit Lalwani retweeted
We’re all set for the @ZerodhaVarsity Live session on ‘Basics of Taxation’!
@iamvishvajit is going live tomorrow, 23rd March, to break down taxes in the simplest way—from the fundamentals to all you need to know to save and file taxes with confidence.
This session reflects Varsity and @karthikrangappa's vision of simplifying finance and providing agenda-free, quality education to help you make informed financial decisions.
We’re hosting two sessions tomorrow:
11 AM - English
4:30 PM - Hindi
If you haven’t registered yet, here’s the link: varsitylive.zerodha.com/prog…
Don’t miss it!
Pulkit Lalwani retweeted
You showed up, you brought the energy, and together, we made THIS happen! 💛
The love for finance and pop culture never looked the same! This Fest wasn't just about the event—it was about the people who made it all worth it ⚡️
Thank you to everyone who believed in the vision, and to our amazing community for making it all come to life! 🚀
Until next time 🫶🏻
Pulkit Lalwani retweeted
We started the @Zero1ByZerodha network to collaborate with people creating high-quality content and support them so they can focus on content.
This, as seen in this pic, taken at the @Zero1ByZerodha fest, is turning into quite a line-up. 😀
And the fest was incredible! Thanks to @PrateekLearnapp, @under25universe, @SagarHerodha, and the rest of the team.
The panel with @nikhilkamathcio and @kunalb11, where Nik, as usual, changed the format on the stage and amongst everything else, we spoke about what we don't like about each other. 😬
Pulkit Lalwani retweeted
Trying to explain, in response to a question "How do you get rick quick", with a straight face, is @Nithin0dha :)
Pulkit Lalwani retweeted
.@Zero1ByZerodha is an excellent and much-needed initiative! Cutting through the noise and providing a platform for voices that have a real impact to be heard is a real need of the hour!
@kmr_dilip can you please give details of the 26yo's YouTube channel on menstrual health? Thank you!
Yesterday, I met a 26yo year old boy making YouTube videos to educate young girls about menstrual health. No sponsors, no brand deals, no fancy equipment—just knowledge, freely shared. His motivation was the struggles his sister faced growing up.
This is the side of content creation people rarely see in India. Because it doesn’t go viral. It doesn’t spark outrage or fuel controversy.
In the past few days, there’s been a lot of noise about content creators-their influence, their controversies. A few loud voices stir outrage, and suddenly, the entire ecosystem of creators is under fire. The attention economy is ruthless- outrage is a currency and algorithms reward volume, not knowledge.
But the internet remains the last true frontier of leverage. With just a phone and an idea, a single person can achieve what once took institutions, gatekeepers, and millions in capital. It’s a superpower and like all superpowers, it’s all about how we use it.
Yes, there’s noise and chaos. But beneath it, there are builders, educators, and creators using this leverage to make the world a little better.
The internet doesn’t care what we consume or create. But in the long run, we become what we feed our mind. The question isn’t whether content creation is good or bad.
The question is: what are we using it for. If you want better content, make it. The leverage is in our hands. Don’t let the algorithm decide your future.
Pulkit Lalwani retweeted
In simple words, Zero1 provides financial & logistical support through its production partners (agencies) to allow the creator to focus on what they do best (creating!).
This is different from a sponsorship model where a creator needs to meet certain performance criteria (e.g. views count) & keep running a 'process' to secure sponsorship
Of course, in return, the creators do acknowledge Zerodha in their content. And, you (as the consumer) get high quality content in your feed.
