
🚀 Built the first CeDeFi wallet in the whole world - @Fintopio
United Arab Emirates
Joined March 2011
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The future of money isn’t “crypto vs banks.”
It’s both - merged into one wallet you actually use every day.
HOLD AI is already alive in its first version.
And on October 11 we’ll announce the first unique function inside Telegram - no one else has it yet.
Like the new site fintopio.com I decided to rebuild the whole product from the ground up. Not just design - but philosophy.
2026 will show the world what kind of wallet people really need every day. And spoiler: it’s not the ones you’ve seen before.
I know many of you waited for HOLD listing. And yes - I feel sorry it didn’t happen when planned. But reality: tap-to-earn mechanics killed dozens of tokens right after listing. Look on it, its a dead walley of TON tokens and projects.
A listing at the wrong time could have killed HOLD too.
So I made a decision: cancel the listing right now in 2025, save the token for the FUTURE. Save @Fintopio
From end of August I took HOLD under my control. HOLD is no longer “just a tap 2 earn token.” It becomes the AI fuel of Fintopio. And AI is not some vague metaphor - it’s a real system that will help you manage money.
By the end of november I’ll show the first working AI features on HOLD. It will be a gift: free to use, useful inside @Telegram for financial operations. First taste of the future. Powered by HOLD
2026 will be the year AI starts to seriously reshape our daily life - and @Fintopio HOLD will be right there, at the center. By that moment, tokens will remain only in the hands of those who value them. And demand will be far greater than supply. Best Listing time
The future is already here. We are just redistributing it - this time, with HOLD.
HOLD = HODL 💎
Roman Novak retweeted
This is @pulsar Now the Founder of Fintopio. He is now leading all Fintopio developments and introducing new strategies to drive the project forward.
He has implemented modern innovations, including AI-powered features. Make sure to follow him to stay updated on everything related to Fintopio.
Let’s stay focused and keep engaging with him. 🚀
🔗 x.com/pulsar
X is like a non-alcoholic tech bar with no bouncer.
In different corners billionaires are fighting, a student shoves memes at them, they laugh and keep swinging.
And I jump into the argument with my opinion as if that’s normal.
Where was I before, and why did I miss all this fun?
Roman Novak retweeted
NFTs are back — reimagined. 18 Telegram gifts bought for just $57 a few months ago were traded for a $350,000 car.






