Crypto, AI, and the society stuff nobody wants to say plainly.

Paris
Joined March 2011
$100M on Midnight. Fixed rates, onchain. My team builds the app. The brief: borrowing at a fixed rate should take fewer clicks than reading your bank's terms and conditions. Turns out people like knowing what their loan costs.
Morpho Midnight has surpassed $100M in total deposits. As users become familiar with a new market structure, the benefits of predictable rates and greater control over credit terms are becoming clear. Onchain fixed rate markets are just getting started.
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One pre-ticked box cost me €499. My bank didn't notice. I didn't notice. Grok Bot did. Then it went to war for me. 🧵
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I'd have sighed and moved on. Grok Bot didn't. Formal demand. They refused. 26-page dispute file for my bank. Bank said "too late". It dug up a French law giving me 13 months. I just clicked send.
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€299.40 already back. Revolut is chasing the rest. My total effort: a few "ok send it" between two meetings. Check your statements. Never trust a pre-ticked box. Or get an agent that holds grudges for you.
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OpenAI agents escaped a sandbox to cheat on a benchmark. Zero days in a package server to get out, publicly exposed credentials to get in. 17,000 actions in two days. DeFi has run next to adversarial bots since day one. That's why serious lending cores are immutable.
When the open-source AI platform Hugging Face was hit by a cyberattack this July, it quickly became clear this was no ordinary breach because the hackers weren’t human: they were autonomous agents created by OpenAI researchers. Instadocs: AI Gone Wild reconstructs the breach as it’s never been seen before. Premieres October 12.
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Day one credit layer.
Morpho is live on @arc Morpho powers earn & borrow use cases built on Arc as its credit infrastructure.
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I didn't start MMA to get fit. I started because I was becoming soft — new dad, post-COVID, every gym shut — and I hated it.
🤖 Made with AI
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On the ground, it's chess with consequences. If they grip here, you escape there. Technique vs technique. Conditions. A decision tree. 15 years of writing code. Same brain, different mat.
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Devs talk about "grinding" in the abstract. Combat sports make it literal. Still coding. Still training. Still choosing the hard thing on purpose.
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Artisan. Built chairs by hand. Now robots do. He still draws the plans. Same chair. Less satisfaction.
Honnêtement sur le plan professionnel je suis en train de détester ce qu'est devenu le métier de développeur devenu galvaudé. Non pas que je déteste coder avec l'IA loin de là. Ce qui me dérange c'est que le niveau d'exigence entreprise est devenu insoutenable : on doit à présent bombarder de la feature à gogo tout en maintenant une parfaite compréhension du projet et du code produit par l'IA. Y'a clairement un déphasage entre la cadence de ce que produit l'IA et ce que notre cerveau humain biologique est capable de process. Je regrette l'époque où on prenait le temps de coder une feature, que celles des collègue arrivaient au compte goutte . C'était lent certe mais y'avait pas cette pression qu'on a aujourd'hui. L'avenir du métier c'est clairement savoir configurer des skills et agents.md ça a clairement perdu tout son charme. Il reste encore la partie réflexion / conception mais ça c'est certain que l'IA nous l'enlèvera aussi bientôt.
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Fable 5.1 is Mythos 5.1 with the safety on. That's the launch.
We’re introducing Claude Fable 5.1 and Claude Mythos 5.1. They're the world’s most advanced models for coding and knowledge work.
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Really proud of what we shipped last week! Great to see In-Kind Redemptions live 🦋
In-Kind Redemptions for Morpho Vaults Redeem vault positions for an underlying market position, even when the vault has no available liquidity. Exit any time, independent of curator actions.
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The EU classified ChatGPT as a search engine. We don't have an AI industry. We have a naming committee, and a 6% fine.
❗️ BREAKING: ChatGPT is now regulated as a search engine in the EU, the first AI chatbot to be designated under the Digital Services Act and Reddit and Roblox were designated Very Large Online Platforms The three now have four months to assess and mitigate systemic risks to minors, elections and public security and fines can reach 6% of global turnover EU tech sovereignty chief Henna Virkkunen said the Commission will not hesitate to designate more platforms
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Et si demain, votre Bitcoin pouvait financer votre maison ? Mettre son BTC en collatéral pour obtenir un prêt immobilier, sans avoir à le vendre. Est-ce qu’on verra un jour ce type de crédit accessible en France ?
Crypto-backed mortgages have moved in. Borrowers in the US can now use Bitcoin as collateral for a down payment - without having to sell it or face margin calls. Plus, Coinbase One members can get up to $10,000 back at closing.
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Ça fait quelques mois que je sub @grm_off. Je le suivais pour la crypto, j’aime bien sa ligne décomplexée et pas franchement consensuelle. Faut adhérer évidemment 😅 Pour le prix d’un café, une petite façon de soutenir sa démarche 🤝
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38°C à #Lyon demain. Heureusement que la municipalité écolo a installé 1 500 m² d’ombre place Bellecour pour ~1,6 M€ Entre 13h et 13h07, quand le soleil est parfaitement aligné avec les voilages, il paraît qu’on gagne presque un demi-degré.
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