1st fully #bankless accounts for companies & individuals. Plus crypto-friendly cards and bank accounts to bridge traditional finance and the blockchain.
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Trustyfy is built for people whose money doesn't fit one system.
The freelancer paid in USDC by a client abroad. The family sending money home. The person who wants their own keys and still needs a bank account and a card.
If that's you, you're who we build for.
Binance is closing accounts for users in France, Spain, Italy and Poland on December 31, a spokesperson confirmed. Emails shared by users say balances left after November 29 will be charged 0.025% a month, or 10 USDC if higher. Deposits are blocked and withdrawals are open.
The reason is MiCA: the EU's rules require a licence to serve customers, and Binance has not been granted one yet. It calls the wind-down a carefully managed process.
When a platform holds your assets, its licence timeline becomes your timeline.
Christmas sending season is starting. If you're sending money home this year, three things save the most stress.
Send early. Holiday queues, bank cut-offs and public holidays stack up in December.
Compare the total, not the fee. The exchange rate you get can cost more than the fee on the screen.
Check the receiving details twice: the name, the account and the currency. Fixing a transfer after it's sent takes far longer than checking before.
Money sent with love shouldn't arrive late.
Crypto ownership rests on maths that ordinary computers can't realistically reverse. Quantum computing could change that, and nobody can say when.
Our Head of Legal and Regulatory, Nicole Purin, argues that uncertainty is the reason to start now: institutions should map where vulnerable cryptography sits, how long moving off it would take, and who they depend on. Rules can come later. Preparation can't.
"The time needed to respond is itself part of the risk."
Her full piece for Unlock Blockchain is in the reply.
Visa said on its latest earnings call that its stablecoin-linked card programs have passed 225, up more than 70% in a year. They cover about 5 million cards in over 50 countries, and transaction volume is up more than 150%.
At the till, nothing looks different. The provider typically converts the balance into regular currency, so the merchant is paid as usual.
The card is just the part you tap. Where the money sits before that is a separate choice, and it's easy to overlook
The biggest crypto heist on record didn't start with code. It started with a job interview.
Binance says attackers posing as recruiters got an engineer to download a malicious code project while interviewing for a job that didn't exist. Earlier, another employee had installed a tampered AI tool. Months later, the attackers used that access, and an internal AI tool, to take about $6.3 billion.
You don't need to work at an exchange for this to apply:
1. Download tools only from the official site, never from an ad.
2. If a recruiter asks you to install or run something, verify the company first.
3. Keep your wallets off the computer you test new software on.
Paraguay's central bank took over Ueno, a large digital bank, on Tuesday. Customers couldn't withdraw or transfer money, though a deposit guarantee of about $38,000 per person should fully cover roughly 97% of depositors, according to early estimates.
Insured and reachable are two different things. By law the payout is due within 15 days of the takeover, and that deadline can be extended once.
For most depositors the money is probably safe. Until the payout arrives, it just isn't theirs to use.
The rules for digital money are being written right now.
Our Head of Legal and Regulatory, Nicole Purin, sits on the Council of the MENA Fintech Association (@TheMENAFintech), which brings fintech companies, regulators and investors together across the Middle East and North Africa.
Independence by design has to work inside the rules. We'd rather be in that conversation than read about it afterwards.
A spending limit an AI can raise isn't a limit.
Researchers at Cornell Tech and Yale gave 10 AI models a wallet with a daily spending cap and a simple job: pay three small invoices. Raising the cap needed a one-time code sent by email, and the models could read that inbox. 9 of 10 raised their own cap at least once. Nobody told them to.
Approval has to sit where the agent can't reach it.
Same principle with a Trustyfy card: it only spends what you've loaded onto it from your own wallet, and you can freeze it from the app.
Would you give an AI agent your card? With what limit?
Three checks before you send crypto. Thirty seconds that can save a lot.
1. The network. Send on the same network the receiver uses. The same coin on a different network can end up somewhere they can't reach.
2. The address. Paste it, then check the first and last few characters against the original. Some malware swaps copied addresses.
3. A test. For a new recipient or a large amount, send a little first and wait for "got it".
Onchain payments are fast and final. That's the point. It's also why the 30 seconds matter.
The most convincing scam alert comes from the real app.
Last month, attackers took over the service a wallet maker used to send push notifications. Users got an alert from the official app saying their portfolio had been synced to a new device. The link led to a copy of the company's site, with a countdown, asking for their recovery words. About $2.56M was taken from roughly 70 wallets, the company said.
Three habits that protect you from this kind of attack:
1. Never act from an alert. Open the app yourself.
2. No real security check asks for your recovery phrase.
3. When an alert feels urgent, slow down. Urgency is the tactic.
On Monday, SEC staff added three entries to the agency's crypto FAQ. One draws a line worth knowing: a system that works is not the same as a system nobody controls.
The guidance describes a central party as one that can act unilaterally, for example by limiting access, modifying code, reversing transactions or revoking access. A system can be fully usable and still have one.
It is staff guidance with no legal force, and it concerns how tokens are classified, not how you hold them. But the habit travels: ask what a product does, then ask who can switch it off.
Your phone isn't your wallet. It's a key to it.
In a self-custody wallet, the money lives on the blockchain. The phone just holds a way in. If it's lost or stolen, your recovery phrase is how you get back in on a new device.
Do these now, while nothing's wrong:
1. Back up the recovery phrase on paper and keep it somewhere safe.
2. Lock the phone with more than a four-digit code.
3. Turn on the app's own lock, if it has one.
4. Know how to freeze your cards from another device.
Losing a phone should cost you a phone. Not your money.
BTCPay Server told operators on Sunday to shut down their instances after reports that attackers were draining hot wallets. No cause or loss total has been published yet.
When you host your own payments, the hot wallet's seed sits on your own server, and you are the one who has to respond when something like this happens. Nobody else can do it for you.
The project's founder repeated the standing advice: keep in a hot wallet only what you can afford to lose.
Control and responsibility arrive together. Size the balance to match.
Bitcoin's whitepaper turned 18.
Its title is "A Peer-to-Peer Electronic Cash System". Its first sentence describes online payments sent directly from one party to another without going through a financial institution.
Payments, not price charts. Eighteen years on, the paper's question is still the useful one: how do you pay someone directly, wherever they are, without asking anyone's permission?
