UGAFODE Microfinance

📌Imagine a place where you will learn about financial inclusion, get updates about savings, loans quickly. Follow the UGAFODE Microfinance channel on WhatsApp: whatsapp.com/channel/0029Vb8…

𝐔𝐆𝐀𝐅𝐎𝐃𝐄 𝐚𝐭 𝐭𝐡𝐞 𝐁𝐚𝐧𝐤𝐢𝐧𝐠 & 𝐅𝐢𝐧𝐚𝐧𝐜𝐞 𝐄𝐱𝐩𝐨 2026! Our team is at City Square, Kampala, participating in the 3-day Banking & Finance Expo 2026, which kicked off today, 5th November 2026, in commemoration of World Savings Day. The 3-day exhibition, organised by The Uganda institute of Banking & Financial Services (UIBFS) in partnership with the Uganda Bankers’ Association (UBA), brings together financial institutions and the public to promote financial literacy, encourage a savings culture and showcase financial solutions that support individuals and businesses. This year's theme: Plan, Prepare, Prosper: AI Advises. Human Decides highlights the growing role of Artificial Intelligence (AI) in financial services while reminding us that technology can provide guidance, but people remain responsible for making informed financial decisions. At UGAFODE Microfinance, we believe that financial growth begins with good saving habits, proper planning, and access to the right financial services. Whether you are saving for your family's future, growing a business or working towards a personal goal, the financial decisions you make today can help you build a more secure tomorrow. Visit the UGAFODE exhibition stall, meet our team, and learn more about our savings, loans, and other financial solutions designed to support your financial journey. We look forward to welcoming you! #WorldSavingsDay2026

𝐀𝐯𝐨𝐢𝐝 𝐛𝐮𝐲𝐢𝐧𝐠 𝐭𝐨 𝐢𝐦𝐩𝐫𝐞𝐬𝐬 𝐨𝐭𝐡𝐞𝐫𝐬. 𝐒𝐚𝐯𝐞 𝐭𝐨 𝐢𝐦𝐩𝐫𝐨𝐯𝐞 𝐲𝐨𝐮𝐫𝐬𝐞𝐥𝐟. Start your savings journey today with a 𝐔𝐆𝐀𝐅𝐎𝐃𝐄 𝐒𝐦𝐚𝐫𝐭 𝐒𝐚𝐯𝐞 𝐀𝐜𝐜𝐨𝐮𝐧𝐭, 𝐓𝐚𝐫𝐠𝐞𝐭 𝐒𝐚𝐯𝐢𝐧𝐠𝐬 𝐀𝐜𝐜𝐨𝐮𝐧𝐭 𝐨𝐫 𝐎𝐫𝐝𝐢𝐧𝐚𝐫𝐲 𝐒𝐚𝐯𝐢𝐧𝐠𝐬 𝐀𝐜𝐜𝐨𝐮𝐧𝐭. 𝐖𝐡𝐚𝐭𝐬𝐀𝐩𝐩 0753 119107 𝐭𝐨 𝐨𝐩𝐞𝐧 𝐲𝐨𝐮𝐫 𝐚𝐜𝐜𝐨𝐮𝐧𝐭 𝐭𝐨𝐝𝐚𝐲.

To all our candidates starting exams tomorrow, we wish you nothing but success in your exams.

𝐇𝐚𝐩𝐩𝐲 𝐖𝐨𝐫𝐥𝐝 𝐒𝐚𝐯𝐢𝐧𝐠𝐬 𝐃𝐚𝐲! School fees, rent, food, transport, there is always something that needs money. Saving can feel difficult when you are trying to meet today’s needs. This World Savings Day, you can start a journey. Start with what you can afford. It could be money for your child’s next school term, stock for your business or something to fall back on when the unexpected happens. Every small amount matters. At UGAFODE Microfinance , we are here to support your savings journey. Visit your nearest branch and let us help you find a savings account that suits your needs. Start small. Keep going. Give your plans a chance to grow. #WorldSavingsDay

Dear customers, we will be cleaning again. Please take note of our Saturday working hours.

𝐒𝐭𝐫𝐚𝐭𝐞𝐠𝐲 𝐟𝐨𝐫 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐋𝐢𝐭𝐞𝐫𝐚𝐜𝐲 𝐢𝐧 𝐔𝐠𝐚𝐧𝐝𝐚 (2026–2031) UGAFODE Microfinance is proud to sponsor today’s launch of the Strategy for Financial Literacy in Uganda (2026–2031), which our CEO, Shafi Nambobi, is attending. The event is organised by the Uganda Institute of Banking and Financial Services, in partnership with Bank of Uganda, Uganda Bankers’ Association (UBA) International Labour Organization and other partners. Under the theme "Building Financial Capability for Household Resilience and Inclusive Growth,” the strategy aims to help people manage money better, strengthen their livelihoods and use financial services responsibly. While more Ugandans can now access banking and digital financial services, many still struggle to save, plan for the future and protect their money from fraud. The strategy focuses on practical learning and lasting financial habits, helping people apply what they learn in their everyday lives. It gives special attention to people who face barriers to financial knowledge and services, including low-income households, women, youth, small businesses, rural communities, refugees and persons with disabilities. At UGAFODE, we see how financial knowledge changes lives. Through our financial literacy training, we help customers on how to save, manage business finances, keep records and make informed borrowing decisions, work we are committed to continuing. We remain committed to helping more people gain the knowledge and confidence to grow their businesses, support their families and prepare for the future. #FinancialInclusion

A good strategy defines where an institution wants to go. But its true value lies in how effectively it is translated into action, how it responds to changing realities and, most importantly, the difference it makes in people's lives.

𝐖𝐞 𝐚𝐫𝐞 𝐡𝐢𝐫𝐢𝐧𝐠 𝐑𝐞𝐜𝐨𝐯𝐞𝐫𝐲 𝐒𝐮𝐩𝐩𝐨𝐫𝐭 𝐎𝐟𝐟𝐢𝐜𝐞𝐫𝐬 To apply, check job details below; ugafode.co.ug/wp-content/upl…

𝐔𝐆𝐀𝐅𝐎𝐃𝐄 𝐌𝐢𝐜𝐫𝐨𝐟𝐢𝐧𝐚𝐧𝐜𝐞 𝐰𝐢𝐧𝐬 𝐈𝐧𝐭𝐞𝐫𝐧𝐚𝐭𝐢𝐨𝐧𝐚𝐥 𝐂𝐨𝐧𝐬𝐮𝐦𝐞𝐫 𝐄𝐝𝐮𝐜𝐚𝐭𝐢𝐨𝐧 𝐀𝐰𝐚𝐫𝐝 We are proud to announce that UGAFODE Microfinance has been recognised with the Consumer Education Award at the 2026 WSBI-ESBG Sustainable Development Goals (SDG) Awards, held on 16 October 2026 in Bangkok, Thailand. The award was received on behalf of UGAFODE by our Executive Director, Jonathan Mugalu, recognising the institution’s commitment to advancing financial inclusion and empowering underserved communities. The awards are organised by the World Savings and Retail Banking Institute (WSBI) in collaboration with the European Savings and Retail Banking Group (ESBG), international banking organisations that promote inclusive, responsible and sustainable banking, financial education and economic development. UGAFODE was recognised for its initiative, “From Survival to Growth: Empowering Refugee Women Entrepreneurs,” through which more than 4,500 refugee women have benefited from financial training and access to financial services. The initiative helps women learn how to save money, manage their business finances, keep records and make better financial decisions. By combining this knowledge with access to savings and loans, UGAFODE supports refugee women to start businesses, expand existing ones, increase their incomes and improve their families’ livelihoods. This recognition highlights how inclusive financial solutions, combined with practical knowledge and training, can strengthen women-led businesses, improve livelihoods and contribute to the economic resilience of refugee and host communities. We are honoured to receive this international recognition and grateful to our customers, staff, partners and stakeholders whose commitment continues to make this impact possible.

𝐒𝐭𝐫𝐞𝐧𝐠𝐭𝐡𝐞𝐧𝐢𝐧𝐠 𝐒𝐭𝐚𝐟𝐟 𝐂𝐚𝐩𝐚𝐜𝐢𝐭𝐲 𝐢𝐧 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐋𝐢𝐭𝐞𝐫𝐚𝐜𝐲 𝐭𝐨 𝐀𝐝𝐯𝐚𝐧𝐜𝐞 𝐑𝐞𝐟𝐮𝐠𝐞𝐞 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐈𝐧𝐜𝐥𝐮𝐬𝐢𝐨𝐧 UGAFODE Microfinance teams from our Rubondo and Nakivale branches participated in a two-day Training of Trainers (ToT) programme on financial literacy, held on 3rd and 4th October 2026 at Dream Woods Suites in Mbarara. The training was facilitated by the Association of Microfinance Institutions of Uganda (AMFIU) under a project funded by Grameen Credit Agricole and Proparco. The training focused on strengthening our staff capacity in financial literacy education, covering key aspects of personal financial management, responsible financial behaviour and effective approaches to delivering financial education to diverse customer segments. Particular emphasis was placed on adult learning methodologies and practical approaches to delivering financial literacy programmes that respond to the needs, circumstances and literacy levels of different communities. The knowledge and skills acquired will strengthen our teams' capacity to deliver effective financial literacy training to customers, particularly refugees and host communities, empowering them to make informed financial decisions, manage their resources responsibly and improve their financial wellbeing. At UGAFODE, we recognise that meaningful financial inclusion goes beyond access to financial services. It requires sustained investment in financial education, customer capacity building and responsible financial practices that support long-term economic resilience. We appreciate AMFIU, Grameen Crédit Agricole and Proparco for supporting this initiative and contributing to our shared commitment to advancing financial inclusion in underserved communities.

Happy Independence Day! From all of us at UGAFODE, may we continue growing together and building a brighter future.

CUSTOMER NOTICE - Independence Day

𝐃𝐚𝐲 𝟒: 𝐁𝐚𝐜𝐤 𝐭𝐨 𝐬𝐜𝐡𝐨𝐨𝐥, 𝐠𝐨𝐢𝐧𝐠 𝐭𝐡𝐞 𝐄𝐱𝐭𝐫𝐚 𝐌𝐢𝐥𝐞 𝐟𝐨𝐫 𝐞𝐝𝐮𝐜𝐚𝐭𝐢𝐨𝐧 Today, UGAFODE Microfinance staff went back to school, swapping our usual office wear for school uniforms as we continue celebrating Customer Service Week 2026 under the theme "Extra Mile." The uniforms brought back memories of our own school days, but more importantly, the day gave our teams an opportunity to visit schools, step into classrooms, and engage with the education communities we serve. Education plays an important role in transforming lives and communities, and UGAFODE is committed to supporting the sector with financial solutions that respond to the needs of schools, parents and learners. Through School Development Financing, we support schools to invest in infrastructure and other development needs. Through School Fees Loans, we help parents and guardians meet education costs, while digital payment solutions such as SchoolPay make it easier and more convenient to pay school fees. Going the Extra Mile means understanding the different communities we serve and providing solutions that make a meaningful difference in their everyday lives. To our schools, parents, learners, and everyone shaping the future through education, thank you for allowing UGAFODE to be part of your journey. Happy #CustomerServiceWeek2026

Dear Customer, This Customer Service Week, we celebrate you. Thank you for trusting UGAFODE with your dreams, your hard work and your financial journey. Being part of your story means so much to us. Your voice helps us grow and serve you better. We remain committed to listening, supporting you and going the extra mile for you, this week and every day.