Ankit | FinAlpha

Here is the SIP comparison of ELSS (Tax Saver) funds up to May 21, 2026 : #FinAlpha1Pager With the New Income Tax Regime becoming the default choice for many, this category has slightly fallen out of favor. Nonetheless, the mandatory 3-year lock-in forces disciplined investing, making it an excellent category for long-term wealth creation. Quick Highlights: 🔹 Short-term: Disappointing trend. The Nifty 500 TRI is sitting at -2.27% for 1Y, and a significant portion of ELSS funds have slipped into deep negative territory (-9% to -11%). However, a couple of agile players have completely decoupled from the benchmark to post strong 10% to 13%+ alpha. 🔹 Mid-term: Spotty alpha generation. Over the 3Y to 5Y periods, the benchmark hovers between 6% and 10.4%. While many funds are merely tracking or lagging behind the index, the category outliers are shining bright, delivering a massive 14% to 19% XIRR. 🔹 Long-term: The lock-in advantage. Over the 7Y and 10Y horizons, the forced compounding shows its true strength. The top-tier funds are multiplying wealth beautifully, compounding at an outstanding 18% to 21%+ XIRR compared to the benchmark's ~13.8%. Even if you aren't investing purely for tax deductions under the old regime, the structural 3-year lock-in of ELSS funds often prevents panic-selling and helps secure multi-year compounding. How is your ELSS SIP performing against the benchmark? Full breakdown below. Repost this if you want more such data deep-dives, and drop your thoughts below ! #MutualFunds #StockMarket #FinAlpha

What top #Flexicap Funds bought and sold ? 🧐 The mega compilation is out ! I analysed 20 top Flexicap funds so you don't have to. Sector Trends: Fund managers are heavily accumulating 🟢 Banks and 🟢 Finance this month. 🟢 Pharmaceuticals & Biotech and 🟢 Capital Markets are also seeing strong inflows. On the other hand, 🔴 IT Software and 🔴 IT Services are facing the most significant selling pressure. These are the major actions for Apr 2026: 📈 Top 5 Increased Exposure: • ICICI Bank Ltd (10 AMCs) • State Bank Of India. (9 AMCs) • Shriram Finance Ltd (7 AMCs) • HDFC Bank Ltd (7 AMCs) • Eternal Ltd (7 AMCs) 📉 Top 5 Decreased Exposure: • Reliance Industries Ltd (3 AMCs) • Axis Bank Ltd (3 AMCs) • Infosys Ltd (3 AMCs) • Tata Consultancy Services Ltd (3 AMCs) • Cg Power And Industrial Solutions (3 AMCs) 🆕 Top 3 Fresh Buys: • The Federal Bank Ltd. • Nmdc Ltd. • Abb India Ltd. 🚫 Top 3 Complete Exits: • HDFC Bank Ltd • Reliance Industries Ltd • Bharti Airtel Ltd This took a lot of time and effort. A repost is a must so that I can keep bringing out such data ! 🙌 #FinAlpha1Pager #FinAlpha #MutualFunds #Flexicap #SBI #OldBridge #Motilal #Capitalmind #ICICIBank #Reliance

The eighth fund in our #FinAlphaKYF - Know Your Fund series is #HDFC Flexicap Fund. As the second largest Equity fund by AUM, it has delivered impressive long-term wealth creation with standout risk-adjusted performance and excess returns. 📈 Steady Performer: The fund has beaten the benchmark 63% of the time on a 5-year rolling returns basis (1,089/1,720 days). ⭐ Performer: It has secured a spot in the top quartile 2 times and finished in the top half for 5 out of the last 5 years, with its latest 2025 rank standing at a stellar 1/39. 🛡️ Exceptional Alpha: The fund generated a massive Alpha of 5.3%, completely crushing the category average of 1.1%. 💰 SIP Wealth Builder: The 5-year SIP XIRR stands at an impressive 15.9%, comfortably outperforming the benchmark's 11.3%. Check out the full infographic below for a deeper look at its risk ratios, market cap allocation, and recent portfolio changes! Please share your feedback and repost if you like my work :) #FinAlpha #MutualFunds #FinAlpha1Pager #HDFC

The seventh fund in our #FinAlphaKYF - Know Your Fund series is #PPFAS - Flexicap Fund. As the largest equity fund in India by AUM, the giant itself has demonstrated incredible consistency and wealth creation over the long term. 🏆 Top Consistency: The fund has beaten the benchmark a flawless 100% of the time on a 5-year rolling returns basis (1,719/1,719 days). ⭐ Performer: It has secured a spot in the top quartile 2 times and finished in the top half for 4 out of the last 5 years, with its latest 2025 rank standing at a strong 10/39. I've added YTD now as per feedback. 🛡️ Exceptional Alpha: The fund generated a massive Alpha of 5.9%, completely crushing the category average of 1.1% and that too with low beta which is impressive. 💰 SIP Wealth Builder: The 5-year SIP XIRR stands at a solid 14.7%, comfortably outperforming the benchmark's 11.7%. Check out the full infographic below for a deeper look at its risk ratios, market cap allocation, and recent portfolio changes! Please share your feedback and repost if you like such posts. #FinAlpha #MutualFunds #FinAlpha1Pager #PPFAS

The fifth fund in our #FinAlphaKYF - Know Your Fund series is #Motilal Midcap Fund. Got more than 15+ requests for this since yesterday. It boasts a history of dominant performance over the years, despite a steep drop in its most recent annual ranking. The fund is known for its concentrated approach. 📈 The fund has beaten the benchmark 66% of the time on a 5-year rolling returns basis (1,136/1,720 days). ⭐ Performance: It has secured a spot in the top quartile for 4 out of the last 5 years, though its latest 2025 rank saw a sharp decline, landing at 31/31. Alpha: The fund generated a modest Alpha of 0.1%, slightly edging past the category average of -0.0%. 💰 SIP Wealth Builder: The 5-year SIP XIRR stands at 18.2%, outperforming the benchmark's 17.7%. 1Y SIP is in negative underperforming the index. Check out the full infographic below for a deeper look at its risk ratios, market cap allocation, and recent portfolio changes! A repost would be awesome so that I can keep position these analysis⚡ All data is publically sourced and computed internally using only direct plans. #FinAlpha #MutualFunds #FinAlpha1Pager #Motilal

The first fund in our new Know Your Fund series is a retail favorite: #Bandhan Small Cap Fund**. 💎 This fund has been a powerhouse, but the real story is in the consistency. Just look at these numbers from our FinAlpha engine: 🏆 Unmatched Consistency: Its 5-year rolling returns have beaten the benchmark 100% of the time (277/277 periods). That is rare. 🚀 Peer Leader: Ranked #2 in the entire category for both 2023 and 2024. 🛡️Exceptional Alpha: An Information Ratio of 1.50 (vs category -0.25) shows the manager isn't just getting lucky—they are generating consistent, high-quality outperformance. 💰 SIP Wealth: A 5-year SIP would have delivered a massive 22.1% XIRR, nearly doubling the benchmark's 14%. Check out the full infographic for a deep dive into its risk ratios, recent portfolio entries (like SAIL), and drawdown protection. 📉 Please share your feedback and repost if you like my work :) #MutualFunds #FinAlpha

The fourth fund in our new #FinAlphaKYF - Know Your Fund series is #Edelweiss Midcap Fund. It stands out with a flawless track record of long-term benchmark outperformance and exceptional returns @iRadhikaGupta 🏆 Top Consistency: The fund has beaten the benchmark a flawless 100% of the time on a 5-year rolling returns basis (1,079/1,079 days). ⭐ Performer: It has consistently finished in the top half of its category for 5 out of the last 5 years, with its latest 2025 rank sitting strong at 10/31. 🛡️ Exceptional Alpha: The fund generated an Alpha of 3.4%, completely dominating the category average of -0.0%. 💰 SIP Wealth Builder: The 5-year SIP XIRR stands at an impressive 20.7%, comfortably outperforming the benchmark's 17.7%. Check out the full infographic below for a deeper look at its risk ratios, market cap allocation, and recent portfolio changes! I will do other top funds soon :) Too many requests with recently launched funds but as much as I want to post about them, I can't as they have to have atleast 3Y of data for calculations. Repost if you like this ✨ And for any error or mistakes, DM or comment :) #FinAlpha #MutualFunds #FinAlpha1Pager #Edelweiss

Ever wondered which stocks top #SmallCap funds hold the most by value ? 🧐 Here are the Top 10 holdings across 16 Small Cap funds that we track (Mar 2026) : • Aster DM Healthcare Ltd - ₹3,576 Cr • City Union Bank Ltd - ₹2,976 Cr • Krishna Institute Of Medical Sciences Ltd - ₹2,969 Cr • Reliance Industries Ltd - ₹2,918 Cr • Karur Vysya Bank Ltd - ₹2,832 Cr • Multi Commodity Exchange Of India Ltd - ₹2,735 Cr • Apar Industries Ltd - ₹2,383 Cr • RBL Bank Ltd - ₹2,288 Cr • Navin Fluorine International Ltd - ₹2,066 Cr • Kalpataru Projects International Ltd - ₹2,013 Cr What stands out is the mix. Small cap portfolios are not just about one theme. You can see a strong presence of healthcare, banks, industrials, chemicals, and capital market-linked names in the top holdings. Even after that, concentration stays quite low. Top 5 = 5.9% of combined equity Top 10 = 10.3% of combined equity Sector view: Banks lead the list, followed by Industrial Products, Auto Components, Consumer Durables, Pharmaceuticals, and Finance. Exposure is also visible across Healthcare Services, Chemicals & Petrochemicals, Electrical Equipment, Capital Markets, Construction, and Retailing. I've done this for Flexicaps and Midcaps as well. Full breakdown in the image. #FinAlpha #MutualFunds #FinAlpha1Pager #SmallCap #AsterDMHealthcare #CityUnionBank #Reliance #KarurVysyaBank #MCX #AparIndustries #RBLBank #NavinFluorine

Ever wondered which stocks top #Midcap funds hold the most by value ?🧐 Here are the Top 10 holdings across 18 #Midcap funds (Mar 2026): • The Federal Bank Ltd - ₹9,708 Cr • Fortis Healthcare India Ltd - ₹7,676 Cr • Max Financial Services Ltd - ₹7,542 Cr • Ipca Laboratories Ltd - ₹7,137 Cr • Persistent Systems Ltd - ₹6,566 Cr • Indian Bank - ₹6,334 Cr • AU Small Finance Bank Ltd - ₹5,957 Cr • GE Vernova T&D India Ltd - ₹5,416 Cr • BSE Ltd - ₹5,412 Cr • Bharat Forge Ltd - ₹5,318 Cr What stands out is the mix. Banks, healthcare, IT, finance, and industrial names are all showing up strongly in the top holdings. Even so, the portfolio does not look overly concentrated. Top 5 = 11.2% of combined equity Top 10 = 19.4% of combined equity Sector view: Banks lead the list, followed by Pharmaceuticals, Auto Components, Finance, Industrial Products, and IT - Software. Exposure is also visible across Capital Markets, Retailing, Consumer Durables, Electrical Equipment, Healthcare Services, and Insurance. Full breakdown in the image. 30 Reposts & I will do the same for #Smallcap Funds. :) #FinAlpha #MutualFunds #FinAlpha1Pager #Midcap #FederalBank #Fortis #MaxFinancial #Ipca #Persistent #IndianBank #AUSmallFinanceBank #BSE #BharatForge

The mega compilation of the most famous category: #Flexicap! 🧐 I took a lot of time to analyse 16 top fundhouses so that you don't have to. RT for more such content ✨ Sector Trends: Fund managers are heavily accumulating 🟢 Banks and 🟢 Capital Markets this month. 🟢 IT Software is also seeing strong inflows. On the other hand, 🔴 Telecom Services and 🔴 Ferrous Metals are facing the most significant selling pressure. These are the major actions for Feb 2026: 📈 Top 5 Increased Exposure: • HDFC Bank Ltd (7 AMCs) • Infosys Ltd (5 AMCs) • Axis Bank Ltd (4 AMCs) • Eternal Ltd (4 AMCs) • HCL Technologies Ltd (4 AMCs) 📉 Top 5 Decreased Exposure: • Bharti Airtel Ltd (5 AMCs) • State Bank Of India (4 AMCs) • Tata Steel Ltd (4 AMCs) • Persistent Systems Ltd (3 AMCs) • HDFC Bank Ltd (3 AMCs) 🆕 Top 3 Fresh Buys: • Multi Commodity Exchange Of India • HDFC Asset Management Company • Indus Towers Ltd 🚫 Top 3 Complete Exits: • UPL Ltd • Kwality Walls India Ltd. • Bharti Airtel Ltd A RT is a must so that I can keep bringing out such data! 🙌 #FinAlpha1Pager #FinAlpha #MutualFunds #Flexicap #HDFC #SBI #Motilal #JioBlackRock #Capitalmind #HDFCBank #Infosys @BaluGorade @DhawalDoshi5