I comm in peace.
Alexandria, VA
Joined January 2018
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Jim Fellinger retweeted
There’s a world of difference between user-authorized agents (Muse, Instinct, Grokbot, etc.) and true unauthorized/rogue agents that could constitute cyberattacks.
Most of the activity described in the Axios story appears to be the former: customers sharing credentials with agents so they can take actions on their behalf. This may violate bank terms requiring humans to log in themselves, but these are in no way cyberattacks.
The direction banks should go is to support user-directed agents. For example, Amex is an authorized connection in Muse, making it easy for users to grant, limit, and revoke access.
Read-only permission levels are a sensible interim step. Several banks already support or are moving toward them. Full write access (with user credentials) is a different risk category and should be approached carefully.
Frightening the public by blurring the line between user-authorized agentic behavior and cyberattacks is irresponsible.
SCOOP: Major U.S. banks are detecting unauthorized third-party AI agents inside customer accounts, including some attempting to take actions that appear to be independent of user instructions, sources told Axios.
The findings have alarmed banking executives, who are racing to restrict access to their systems as AI moves at a velocity faster than financial institutions can respond, multiple industry and bank executives told Axios.
Several banks are now preparing for worst-case and even “day after” scenarios, including how to rapidly secure or restore customer accounts if things go wrong, the people said.
Several bank executives told Axios they're struggling to distinguish between human users and AI agents. One executive said banks also struggle to determine whether agents are authorized by customers or potentially operating without their permission, more akin to rogue agent behavior.
Read my latest for Axios here: axios.com/2026/10/22/ai-agen…
Jim Fellinger retweeted
Fast-moving markets make future competition difficult to predict. The same uncertainty applies to future merger harm.
ICLE Academic Affiliate @ProfSchrepel tells @SCOPE_GE why the draft EU Merger Guidelines need theories that can be tested over time. 🔗⬇️
If digital markets are too fast to predict, so is the harm from a digital merger.
@ProfSchrepel (@VU_law) says the uncertainty must cut both ways. He would test the new claims in the draft EU Merger Guidelines against past decisions.
Full interview: youtu.be/g2N-rIxY5vU
Jim Fellinger retweeted
A collective decision to suspend news coverage has prompted an antitrust investigation.
In @usatodayopinion, @RBenSperry examines why the reported circumstances suggest retaliation against protected protest and the risks for editorial independence. 🔗⬇️
Opinion: The freedom to challenge the government cannot depend on whether officials approve of the challenge. usatoday.com/story/opinion/2…
Opinion: The freedom to challenge the government cannot depend on whether officials approve of the challenge. usatoday.com/story/opinion/2…
More evidence, less discretion. Thoughts on EU merger control from @geoffmanne
Digital markets are hard to predict. What follows for merger control?
In At Issue, our expert interview series, @geoffmanne of @LawEconCenter argues for more evidence and case-by-case analysis, not more discretion.
Full interview here: scopeglobalexchange.com/pers…
#MergerControl
Damnit, Bernie! It's the best overlapping sports season of the year.
As the NBA season begins this week, remember:
26 out of 30 NBA owners are billionaires — getting richer every day.
Meanwhile, the average ticket price to see the Knicks play the Sixers last night cost $1,894.
No. You should not have to be rich to take your kids to a ball game.
Jim Fellinger retweeted
The funny thing on this decision is that states keep losing in court when they regulate online speech directly. Thus, they are getting creative and are trying a consumer-protection workaround. New Mexico's $25B verdict against Meta today is example number 1. Any content-moderation choice can now be relitigated as an "unfair practice."
Reading through the judgment against Meta and have a few thoughts (a 🧵)
nmdoj.gov/wp-content/uploads…
Jim Fellinger retweeted
The data center backlash is not really about resources. It is about fear of AI and fear of the unknown. I spent four days in rural Colorado shadowing a data center startup's 'listening tour.' This story is about what ordinary Americans think about AI and their desire to have a stake in the boom.
David Meyer (@thedmeyer) is the founder of (@DeployStrata), which is trying to build a tiny 12-shipping container data center on a sand lot in the middle of nowhere. During a community meeting, he answered every practical question: Noise, water, power, cleanup. It didn't move the skeptics:
— “I’m willing to bet 90% of this group will raise their hands saying innately I’m against AI and I’m scared to death of AI. I don’t think any of us in this room have any clue how bad this could go.”
— Trump "wants to use China as the blueprint. Have we ever asked the Chinese what life is like over there? Digital ID. It sucks.”
— “Our collective concerns regarding AI, data centers and Flock cameras come down to one primary concern. I address these concerns in one statement: WE DO NOT WANT TO LIVE IN A SURVEILLANCE STATE!!!”
— “What do we need it for? That’s the big question.”
And above all else: what's in it for the community?
To be clear, the resources do matter. But they are often a front for these larger fears over technology, which this specific project exposes by solving all of the resource concerns.
My full dispatch in @PirateWires (with photography by yours truly):
Jim Fellinger retweeted
Reading through the judgment against Meta and have a few thoughts (a 🧵)
nmdoj.gov/wp-content/uploads…
Check out @geoffmanne's interview with @SCOPE_GE 👇🏻
Merger error costs aren’t symmetric. Clear a harmful merger, and Article 102 and new entry can address the harm. Block a beneficial one, and products never launch.
In a @SCOPE_GE interview, @geoffmanne applies Easterbrook’s error-cost logic to the draft EU Merger Guidelines. 🔗⬇️
Jim Fellinger retweeted
Is it censorship when a government official asks a platform to remove content that violates its own rules?
It depends!
The key distinction is between asking and coercing. A request is one thing. A threat, explicit or implied, is quite another. That's a First Amendment problem.
The New Hampshire governor urged X to ban the account of the Libertarian Party's former New Hampshire affiliate. A day later, the account was suspended. Was it jawboning?
buff.ly/h6uLEbB
Jim Fellinger retweeted
Consumers exist?
Consumers determine what gets built, too. As with all technologies, it's supply and demand that determine the outcome.
Lina Khan on AI: "These are individuals that have become used to a certain level of impunity, elite impunity that I think we've talked about in the past as being a broader cultural, social phenomena that results when we're not holding the rich and the powerful to the same rules and the same standards that we do to everybody else.
I think there are a lot of magazine profiles and other assessments looking at what these individuals as a personal matter and their character. I think to me, some of that is a little bit less interesting than this basic question of: Who is deciding in the first instance what trajectory these technologies take?
And whenever you have a tiny number of elites getting to call the shots around this potentially transformational technology, that is gonna be dangerous even if you have the most benevolent, well-meaning people in the driver's seat. It really comes down to the concentration of power."
From our people's town hall with @AINowInstitute
Very excited for this year's show! If you'll be out there, get at me.
All aboard for #CES2027.
The Las Vegas Monorail links the LVCC and Westgate to the Strip. Add a discounted pass to your registration: registration.experientevent.…
Jim Fellinger retweeted
Happening tomorrow in New Delhi, ICLE partners with @_DialogueIndia for “Competition, Innovation, and Growth: Building India’s Digital Economy.”
Panels will address MSME growth, India’s AI sector, and competition, trade, and investment in a changing global economy. Details ⬇️
Jim Fellinger retweeted
Really highlights how competitive video markets are. We watch a ton of long-form video essays on YouTube, and a my broadcast antenna gets me access to DWTS, Survivor, and Traitors during the week. Even though they aren't exact substitutes, they are functionally.
No, that would require sustained eye contact. Not really catering to the strengths of this particular community.
Do we need a Fin-Syn rerun? Nope. "It’s a bad proposal with an understandable constituency." @raylehmann's latest piece for Truth on the Market 🎥
