CEO at Swipesum | Every Business's Chief Payments Officer | Revealing What Really Saves Businesses Money (no gimmicks, just results)
Missouri, USA
Joined January 2025
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Intro:
CEO & Founder of Swipesum
Entrepreneur in Residence at Codefi
Early Innovator in AI fintech solutions
Former collegiate pole vaulter & coach
In this thread, I’ll share what I do, how I got here 👇
#Fintech #Payments #Entrepreneurship
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Merchant groups sued the OCC and NCUA today over the rules preempting Illinois' ban on swipe fees for sales tax and tips. The law is already pushed to July 2027. You don't need to wait on a court to see what you're paying in card fees on the tax and tips you collect.
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Square turned on Bitcoin payments for eligible U.S. merchants, with processing fees waived through year-end and 1% starting January 1. The test isn't whether they can accept it. It's whether they'll still want to once it isn't free.
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Grateful for @ArchGrants support since @TrySwipeSum 2018 grant, thrilled to celebrate with my wife at the 2025 neXus Gala.
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Franchisors voted Swipesum #1 for payment processing. Why? After 40+ franchise wins, here’s the Franchise Buyer’s Guide. Spoiler: One-size-fits-all flops. Get it wrong, bleed cash. Thread👇
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Price on your terms. Your partner should fight for base rates (we do). Best fit + service = pricing power. No off-the-shelf solutions. demand custom & transparency.
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Worth reading
If you are just starting out, you need to realize one thing:
Your job is to make a company more money than they pay you.
It is up to you to build skills that can create profit for your employer.
The most basic ones:
- Become proficient at Microsoft Excel.
- Be a short and succinct communicator.
- Be eager to learn and demand more work when you're finished with what you're working on.
- Respond to emails and Slack messages QUICKLY.
- Never say "no" to a task that needs to be done.
Harder ones:
- Learn how to solve problems without asking your boss for help.
- Figure out where the leverage is and which 20% of activities drive 80% of the results. Do more of the 20%.
- Proactively pitch and implement new ideas that can make the company more money. These could be new ideas for marketing, sales, technology, etc.
- Work to create or refine repeatable processes and playbooks inside the business.
- Learn to manage and build a team so your department's productivity can improve.
- Think 3-6 months ahead and plan and build for the future state of the business.
Take it upon yourself to learn these things and practice them over and over again or you will experience a lot of mediocrity in your career.
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Cash Discounting is a slick con peddled by payments companies to boost their margins. Prove me wrong.
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AI Agents provide unlimited capabilities to the end-customer, in way that completely changes the TAM of software. Now you’re buying work from the software, not just buying it to do work yourself.
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I see a lot of business posts by smart people that claim “AI is not about replacing people”...
I am confused and need your help to understand.
How can you say that AI-native companies achieve $3m+ per employee, up from $200k/employee, and in the same breath that “it’s not about AI replacing humans”?
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Embedding payments sounds like a revenue slam dunk… until it’s not. Boards push it, but without expertise, it’s a mess. Users can’t convert, pricing’s a mystery, or they’re lost in 1-800 phone tree hell. That’s not a feature, it’s a fail.
We negotiate contracts, streamline adoption (yes, we convert your user base), and unlock revenue you didn’t see coming, all while your brand shines. Payments shouldn’t be a headache; they’re a competitive edge.
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Live proof w/ Facility Ally: happier customers, healthier margins, a strategy that works. Let’s build something together. Article link: fintechfutures.com/techwire/… #SaaS #Fintech #payments
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