Price changes over last year (Dec CPI report)... Transportation: +9.7% Shelter: +6.2% Food away from home: +5.2% Overall CPI: +3.4% Electricity: +3.3% Food at home: +1.3% New Cars: +1.0% Medical Care: -0.5% Used Cars: -1.3% Gasoline: -1.9% Gas Utilities: -13.8% Fuel Oil: -14.7%

Commodity price changes over the last year… Sugar: +52% Silver: +21% Gold: +20% Cotton: +10% Heating Oil: +6% Copper: +5% US CPI: +3.7% WTI Crude: +1% Aluminum: -1% Brent Crude: -3% Gasoline: -7% Soybeans: -7% Coffee: -13% Zinc: -17% Corn: -28% Wheat: -30% Nat Gas: -43%

YTD Total Returns Through July... Bitcoin $BTC: +75% ARK Innovation $ARKK: +61% Nasdaq 100 $QQQ: +45% S&P 500 $SPY: +21% Developed ex-US $VEA: +15% Small Caps $IWM: +15% Emerging Markets $VWO: +11% Gold $GLD: +7% REITs $VNQ: +6% Crude Oil $USO: +4% US Bonds $AGG: +2% $VIX: -37%