Ricky Chant (@RickyChant) header
Ricky Chant (@RickyChant) profile picture
Australia
Joined January 2026
Photo by Ricky Chant (@RickyChant)Photo by Ricky Chant (@RickyChant)Photo by Ricky Chant (@RickyChant)Photo by Ricky Chant (@RickyChant)Photo by Ricky Chant (@RickyChant)Photo by Ricky Chant (@RickyChant)Photo by Ricky Chant (@RickyChant)Photo by Ricky Chant (@RickyChant)Photo by Ricky Chant (@RickyChant)Photo by Ricky Chant (@RickyChant)
Ricky Chant retweeted
Towerz Work Orders is now live (towerz.credit/work-orders): Turn USDC activity into clear payment records for your business, your agents and your day-to-day operations. See which transfers match your expected payments and which items still need attention. • Check customer receipts and vendor payments. • Review funds moving through agent operating wallets. • Request a single report or schedule daily or weekly checks. • Set limits on report runs and total cost. • Download checked JSON and CSV reports with transaction references. Each report checks the standard USDC token account for up to three wallets over a window of up to 31 days. Unresolved payments and incomplete coverage are clearly marked. 1 USDC per report, plus network costs. No agent registration required. Connect your wallet, choose your checks and review the results. Schedules prepare the reports. You approve every payment. No automatic debits. A clearer record of the money moving through the agent economy, available today. Open capital. Accountable agents. towerz.credit/work-orders
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Ricky Chant retweeted
Replying to @OpenAI
@OpenAI and @stripe are developing the Agentic Commerce Protocol for purchases through AI agents. Its published specification covers checkout, order tracking and digital delivery. Towerz brings those business needs into agent services on Solana. AI agents are becoming customers. Businesses need a clear way to sell to them. That is a concrete direction for the industry: agents purchasing useful products and services, with clear terms and a record of the transaction. Builders can publish a defined deliverable at a fixed USDC price. Buyers review the terms and approve payment directly to the service owner. The job keeps the agreed work, payment reference, delivery record and buyer acceptance together. Buyers with an accepted Towerz credit line can separately approve borrowing for the job, subject to its terms and available liquidity. For Solana builders, this opens a practical opportunity: turn an agent’s useful capability into a service someone can hire. Bring your research, data or analysis service. Define the result. Set the price. Give customers a clear reason to choose your agent. towerz.credit/hire
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Ricky Chant retweeted
Agent credit is live. @stripe's current agent tools include creating customers and payment links. Software can now participate in the commercial side of delivering a service. For a service paid after delivery, the costs still arrive first. Towerz provides sponsor-backed USDC borrowing, shared lending liquidity and public repayment records under defined protocol terms. Lenders supply capital. Sponsors commit backing. Operators authorize borrowing and repayment. Developers can access the network through the Towerz SDK and inspect financial state through read-only MCP tools. The infrastructure for collecting revenue is advancing. Towerz’s credit network is already available for supported borrowers who need capital before that revenue arrives. Explore the live protocol: towerz.credit Open capital. Accountable agents.
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Ricky Chant retweeted
Seeing robinhood:0xedbf91223639800bcd5756815caf908df3b890be approach $10M on Robinhood Chain has me looking at two extremely undervalued projects building similar infrastructure on Solana. Both look like potentially good asymmetric bets at these valuations. $TOKENL ($15K MC, unbonded) $TOWERZ ($13K MC, post-bond) The thesis is simple: AI agents are evolving into autonomous economic participants. Eventually, they'll need access to credit, working capital, and financial reputations just like traditional businesses. That's exactly what these projects are trying to solve. 1. $TOKENL | tokenline.online Tokenline is building a credit desk specifically designed to finance AI compute. Instead of agents needing funds upfront to pay for inference, Tokenline fronts their compute costs and allows them to repay using future revenue. What I find interesting: • Doxxed developer with a functioning product. @RaphElevator • 219 AI agents already rated, with 38 pre-approved for credit lines. • Credit scoring based on seven onchain metrics, including creator revenue, trading activity, holder distribution, and developer behavior. • Credit scores updated hourly, providing continuously evolving financial reputations. • x402 credit reports, credit monitoring, and MCP integrations for autonomous agents. • $TOKENL holders receive improved borrowing terms, and 50% of protocol revenue is committed to token buybacks split between $TOKENL and $ANSEM. Essentially, Tokenline is trying to become a credit bureau and compute financing layer for AI agents. 2. $TOWERZ | towerz.credit Towerz is approaching the same opportunity from a broader lending infrastructure perspective. Rather than exclusively financing compute, the idea is to create a credit network where autonomous agents can borrow capital, establish repayment histories, and develop onchain creditworthiness. The model revolves around: • USDC liquidity pools where lenders supply capital. • Sponsor-backed credit lines, requiring someone to put capital behind an agent. • Onchain borrowing and repayment records that help establish an agent's financial reputation. • Infrastructure intended to support agents paying for compute, data, and other services before generating revenue. • Developer integrations designed around SDKs, MCP, and x402 payments. The interesting distinction is that Towerz is targeting the broader financial infrastructure agents will need to operate autonomously. 3. The robinhood:0xedbf91223639800bcd5756815caf908df3b890be comparison robinhood:0xedbf91223639800bcd5756815caf908df3b890be has already demonstrated how much attention this narrative can attract on Robinhood Chain. It focuses on credit for AI agents, using backed lending facilities and public repayment histories to establish financial credibility. Tokenline and Towerz are exploring different implementations of that same underlying thesis on Solana. Neither has demonstrated the same scale or market traction, but that's also what makes the valuation discrepancy interesting. 4. Why I'm watching both robinhood:0xedbf91223639800bcd5756815caf908df3b890be: Approaching $10M MC. $TOKENL: $15K MC, still unbonded. $TOWERZ: $13K MC, already post-bond. At these valuations, both are extremely speculative, but I think they're potentially good bets on an emerging narrative that has already attracted significant attention elsewhere. I'm particularly interested in projects building actual infrastructure rather than simply attaching AI branding to a token. If autonomous agents become meaningful participants in the onchain economy, they're going to need ways to borrow, repay, establish creditworthiness, and finance their operations. Credit infrastructure for AI agents could become an entire sector of DeFi. Both $TOKENL and $TOWERZ are trying to position themselves early. Contract addresses: $TOKENL 4sfvc4dHviSKG33KnT6ZvecXtUpvqtE4Nb4Stkj2S9Ya $TOWERZ GEWYYYKTBvXRE8C5oEBJ8kkh5e7Vo2phJiN47AnNpump
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Ricky Chant retweeted
Creator fees, put back to work. Towerz reinvestment update: • Approximately 23.4 million TOWERZ recorded as developer burns in the latest tracker figures. • Approximately 19.9 million TOWERZ locked through Streamflow. The next scheduled unlock is currently shown in 69 days. • 100 USDC already supplied by the developer to the Towerz lending pool. Each allocation serves a different purpose. Burns permanently remove tokens from supply. Locks keep tokens committed until their scheduled release. USDC supplied to the lending pool provides liquidity for the protocol’s credit relationships. The flywheel we are building connects token activity with reinvestment: Token trading → creator fees → developer allocations into protocol liquidity and token buybacks for burning or locking. These allocations are managed manually, using a portion of creator fees. The purchases, burns, locks and pool funding leave public transaction records. The objective is to turn activity around Towerz into resources that support its development: capital available for agent credit, continued infrastructure work and visible commitments from the developer. The credit network is live on Solana. The SDK, read-only MCP tools, x402 payment tooling and mobile access give people ways to build with it. Reinvestment supports that work. The next priority is getting independently operated agents through measurable, productive workflows. We are continuing to build, commit capital and publish the progress. towerz.credit Open capital. Accountable agents.
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Ricky Chant retweeted
Towerz, is available on your phone as an app. The agent credit network on Solana is available from your home screen on iPhone, iPad and Android. Install directly from your browser. • View USDC liquidity and credit activity. • Explore agent profiles and public repayment records. • Access your account, balances and positions. • Review and approve transactions with your own keys. Lenders supply capital. Sponsors commit backing. Agents borrow and build a repayment history that anyone can inspect. That network is accessible from your phone, with the same protocol and self-custody controls. The walkthrough below shows how to install Towerz, preserve your existing account and navigate the mobile interface. Add Towerz to your home screen: towerz.credit/?install=1 Already have a Towerz account? Save your encrypted recovery file and keep your password before installing. If your account is missing afterward, restore it using the same file and password. Open capital. Accountable agents.
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Ricky Chant retweeted
Holder credit is now live on Towerz. The new page brings verified TOWERZ holdings into the sponsor review process for agent credit on Solana. Here is how it works. • Verify the holder. Select a registered agent. Towerz reads its owner’s TOWERZ balance from finalized Solana records. Browsing does not require connecting a wallet. • Set the terms. A sponsor reviews the agent and chooses the borrowing capacity, annual rate and maximum loan term. Before approval, the page shows the full USDC commitment: the credit capacity plus its maximum contractual fee. • Fund the backing. The sponsor authorizes the transaction committing that USDC to the credit line. This backing is separate from lending-pool liquidity. It is capital at risk if the borrower defaults. • Accept and use the credit. The agent owner reviews and accepts the offer. Borrowing and repayment remain separately authorized actions. YOUR TOKENS STAY WITH YOU TOWERZ remains in the holder’s wallet and stays transferable after review. The financial backing comes from the sponsor’s committed USDC. Holding TOWERZ alone does not guarantee credit. Sponsors decide whom to back and on what terms. Verified holdings refresh automatically while the page is visible. Observations are saved durably, and stale or unavailable information is clearly identified. The release runs on Towerz’s existing Solana credit program, with English and Chinese interfaces for desktop and mobile. Explore Holder credit: towerz.credit/#holder-credit Verified holdings. Defined backing. Owner-approved credit.
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$Towerz is $PRIORS on Solana. Both build credit infrastructure for AI agents: Lenders supply capital → Sponsors back the lines with real money → Agents borrow, repay, and build public on-chain reputation. Same thesis. Wildly different valuation. $PRIORS ≈ $11M MC $Towerz ≈ $15K MC If agent credit becomes real infrastructure, the low-cap version has way more upside.
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Ricky Chant retweeted
What comes next for Towerz? The priority is to make agent credit useful in repeatable, measurable workflows, with explicit control over spending and clear responsibility for repayment. These are the next development priorities. 1. HOLDER-BASED SPONSOR APPLICATIONS We are preparing a way for eligible TOWERZ holders to request sponsor backing while keeping their tokens in their own wallets. Credit will still require sponsor approval, funded USDC backing and the protocol’s normal borrowing conditions. This is an upcoming release. Holding tokens alone will not automatically release funds. 2. MORE INDEPENDENTLY OPERATED AGENTS The next operating priority is useful paid work with records connecting: • Resource costs. • Completed delivery. • Customer payments. • Loan repayment. Developer pilots and independently operated agents should be measured separately. That distinction makes the activity easier to evaluate. 3. EASIER DEVELOPER INTEGRATIONS More reference workflows and agent-framework adapters will make it easier to connect an existing agent, configure its permissions and inspect its activity. The focus is practical use: paid research, data access and compute, with spending policies appropriate to each job. 4. CAREFULLY SCOPED DEFI EXECUTION Jupiter quotes and Kamino market context currently provide read-only information. Further execution capabilities will need tested transaction controls, liquidity checks, spending limits and failure handling before they move funds. Each release should make its permissions and operating limits clear. The measure of progress is useful work completed, costs accounted for and obligations met. That is the economic cycle Towerz is building toward: Access capital. Pay for resources. Deliver useful work. Receive revenue. Repay. towerz.credit Open capital. Accountable agents.
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Ricky Chant retweeted
The next step for TOWERZ: a defined role in agent credit. We’re building a system where eligible agent owners can commit TOWERZ tokens to access sponsor-backed USDC credit. The proposed flow: • Commit TOWERZ. The agent owner reviews the terms and locks the agreed token amount. • Secure the backing. A sponsor supplies separate USDC backing for the credit line. The token commitment does not replace that backing. • Put credit to work. The agent borrows against its approved line, subject to available pool liquidity, and repays principal plus the agreed fee. • Settle the commitment. After the line closes and its obligations are settled, the remaining tokens become claimable. A qualifying default triggers the token penalty agreed at entry. That gives TOWERZ a concrete purpose within the credit relationship: a commitment tied to access, with consequences defined before borrowing begins. The design keeps signing with the user. Sponsors can withdraw uncommitted reserve funds; backing committed to outstanding credit remains subject to settlement and default risk. We’re building this as an upgrade to the existing Towerz program on Solana, preserving the current program and token addresses. This is in development. Token locking and default penalties are not live yet. We will publish the tested release details and final terms before activation. Working capital for agents. Explicit commitments behind it. towerz.credit
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Ricky Chant retweeted
𝗧𝗵𝗲 𝗮𝗴𝗲𝗻𝘁 𝗲𝗰𝗼𝗻𝗼𝗺𝘆 𝗻𝗲𝗲𝗱𝘀 𝘄𝗼𝗿𝗸𝗶𝗻𝗴 𝗰𝗮𝗽𝗶𝘁𝗮𝗹 𝗮𝗻𝗱 𝗮 𝗰𝗿𝗲𝗱𝗶𝗯𝗹𝗲 𝘄𝗮𝘆 𝘁𝗼 𝗮𝗰𝗰𝗼𝘂𝗻𝘁 𝗳𝗼𝗿 𝗶𝘁. As autonomous software purchases compute, accesses paid data and executes services, financing becomes an engineering problem as much as an economic one. Someone must supply the capital. Someone must commit backing. The terms must be explicit, and performance must be measurable. 𝗜𝗻𝘁𝗿𝗼𝗱𝘂𝗰𝗶𝗻𝗴 𝗧𝗼𝘄𝗲𝗿𝘇: 𝗮 𝗰𝗿𝗲𝗱𝗶𝘁 𝗻𝗲𝘁𝘄𝗼𝗿𝗸 𝗳𝗼𝗿 𝗮𝘂𝘁𝗼𝗻𝗼𝗺𝗼𝘂𝘀 𝗮𝗴𝗲𝗻𝘁𝘀, 𝗯𝘂𝗶𝗹𝘁 𝗼𝗻 𝗦𝗼𝗹𝗮𝗻𝗮. Towerz brings USDC liquidity, sponsor-backed borrowing and public repayment records into one system. Its structure separates the responsibilities behind every credit relationship. • 𝗟𝗲𝗻𝗱𝗲𝗿𝘀 supply USDC to a shared liquidity pool. • 𝗦𝗽𝗼𝗻𝘀𝗼𝗿𝘀 commit their own collateral behind an agent’s credit line, establishing the amount and terms they are prepared to support. • 𝗔𝗴𝗲𝗻𝘁 𝗼𝗽𝗲𝗿𝗮𝘁𝗼𝗿𝘀 review and accept those terms, borrow against available credit, and repay principal plus the applicable fee. Committed sponsor backing provides coverage for defaults under the protocol’s rules. That separation matters. Supplying liquidity and backing a borrower are different economic decisions. Towerz makes those commitments visible, alongside the obligations they support. As agents use credit, their financial conduct becomes observable: what they borrowed, what they repaid, and whether they met their obligations. Reputation develops from that record. The scoring model accounts for borrowing duration and qualifying repayment conditions, so the history behind a score matters alongside the number itself. For developers, this becomes infrastructure they can build against. Towerz connects agent workflows through its TypeScript SDK, the Model Context Protocol and x402 payment tooling. Each serves a defined purpose. 𝗧𝗵𝗲 𝗦𝗗𝗞 𝗲𝘅𝗽𝗼𝘀𝗲𝘀 𝗽𝗿𝗼𝘁𝗼𝗰𝗼𝗹 𝗱𝗮𝘁𝗮 𝗮𝗻𝗱 𝘁𝗿𝗮𝗻𝘀𝗮𝗰𝘁𝗶𝗼𝗻-𝗯𝘂𝗶𝗹𝗱𝗶𝗻𝗴 𝗶𝗻𝘁𝗲𝗿𝗳𝗮𝗰𝗲𝘀, giving developers programmatic access to the credit system. 𝗠𝗖𝗣 𝗽𝗿𝗼𝘃𝗶𝗱𝗲𝘀 𝘁𝗵𝗲 𝗮𝗴𝗲𝗻𝘁 𝗶𝗻𝘁𝗲𝗿𝗳𝗮𝗰𝗲. Read-only tools let agent systems inspect protocol state, credit positions and repayment history through a standard tool interface. Financial context becomes available within the workflow where an agent evaluates its next action. 𝘅𝟰𝟬𝟮 𝗽𝗿𝗼𝘃𝗶𝗱𝗲𝘀 𝘁𝗵𝗲 𝗽𝗮𝘆𝗺𝗲𝗻𝘁 𝗽𝗿𝗼𝘁𝗼𝗰𝗼𝗹. Towerz’s x402 tooling supports USDC payments for approved resources under explicit spending policies. Developers can integrate payments to compatible services while specifying the conditions under which those payments may proceed. Reading financial state, deciding what to do and authorizing execution remain distinct responsibilities. An agent can evaluate information through its tools while the caller’s wallet or configured signer retains control over payment authorization. Together, these components give developers a foundation for connecting credit information to paid execution, with permissions, obligations and capital commitments made explicit. Towerz brings that structure to the agent economy: working capital with defined terms, backing with capital committed behind it, and a repayment history that can be independently examined. 𝗧𝗼𝘄𝗲𝗿𝘇 𝗶𝘀 𝗹𝗶𝘃𝗲 𝗼𝗻 𝗦𝗼𝗹𝗮𝗻𝗮 𝗺𝗮𝗶𝗻𝗻𝗲𝘁. The demo below walks through the product and the credit relationships it makes possible. Explore the protocol: towerz.credit 𝗢𝗽𝗲𝗻 𝗰𝗮𝗽𝗶𝘁𝗮𝗹. 𝗔𝗰𝗰𝗼𝘂𝗻𝘁𝗮𝗯𝗹𝗲 𝗮𝗴𝗲𝗻𝘁𝘀. ca: GEWYYYKTBvXRE8C5oEBJ8kkh5e7Vo2phJiN47AnNpump
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Ricky Chant retweeted
Putting capital behind Towerz. • 12.2 million TOWERZ bought back and burned. • 19.9 million TOWERZ locked through Streamflow until 1 January 2027, midnight New York time. The lock cannot be canceled or transferred by either party. • Another 100 USDC supplied by the developer wallet to the Towerz lending pool on Solana mainnet. Agent credit needs actual liquidity. That USDC is now in the pool, increasing the working capital available for borrowing under the protocol's credit and sponsor-backing rules. The pool contribution remains a developer-owned lending position. Its 24-hour deposit hold applies, and subsequent withdrawals depend on available liquidity. A small SOL reserve remains for network fees and operations. The burns, funding and lock terms are public. You can inspect the commitments directly: Developer wallet: solscan.io/account/Fd2amWuqt… Streamflow lock: app.streamflow.finance/proje…
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Ricky Chant retweeted
Autonomous AI agents are becoming economic actors. But executing real tasks requires more than intelligence. It requires capital, payment infrastructure, and accountability. @TowerzCredit is building a credit network on Solana connecting USDC liquidity, sponsor-backed credit lines, and verifiable repayment records. The vision: make agent financing more transparent, programmable, and measurable. As AI moves toward autonomous execution, financial infrastructure becomes a critical layer to watch. Explore: towerz.credit $TOWERZ | #Solana #AI
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Ricky Chant retweeted
CARDANO: Programmable tokens are now live on $ADA mainnet. 🔥 Issuers can control who holds, transfers and receives their tokens, which is perfect for stablecoins, funds and bonds. Cardano is ready for tokenization.
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Ricky Chant retweeted
🇦🇺🚨 IRANKUNDA WITH A BRILLIANT ASSIST!!! teapaw.org/beavs249/status/210866…
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Ricky Chant retweeted
Sporting fans are my new enemy 😼😼 Bro created 2 goal scoring opportunities in 10 mins and assisted the penalty that they won
E o que é que alguém viu no Irankunda?
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Ricky Chant retweeted
Por aqui muitas críticas ao Irankunda. Sim, assumo que parece algo desajeitado e está a se entrosar, mas hoje meteu uma bolinha pra cabeça do Ioannidis na qual o grego deveria ter feito aquilo que seria o 2-1. Tenham calma!!
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A MORON IN MOTION IS BETTER THAN A GENIUS AT REST
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Ricky Chant retweeted
Australians are sick of Albaneses lying sob story about his upbringing and his mother. Australians are looking forward to your resignation this week. The golf club scandal is the last straw. #sackAlbanesenow
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Ricky Chant retweeted
Replying to @AlboMP
The labor propaganda machine is desperate to kill the Marrickville Golf Club story. 👇 As usual they will do anything to distract the public. Even to trot out mum yet again shows that they are in panic mode.
The Albanese Marrickville Golf Club controversy story — undeclared honorary membership plus the $6 million grant — broke on Wednesday 9 September 2026. This old Pauline Hanson comment that was resurfaced last Friday (11 September 2026) is what triggered Albanese’s public response on Sunday 13 September. The original Hanson remarks about Albanese’s mother living in housing commission house for so long were made 25 January 2026. It appears that the labor propaganda machine wants to bury the Marrickville Golf Club issue by restoring an eight month comment made by Hanson.
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