𝗪𝗲’𝗿𝗲 𝗢𝗻 𝘁𝗵𝗲 𝗥𝗼𝗮𝗱 𝗔𝗴𝗮𝗶𝗻! 🛣️ From the hills of Washington Parish to Cajun Country to the Big Easy and its ‘burbs, our outreach team is coming to a town near you this month. 𝗖𝗵𝗲𝗰𝗸 𝗼𝘂𝘁 𝗼𝘂𝗿 𝗰𝗮𝗹𝗲𝗻𝗱𝗮𝗿. If you have insurance questions, gather your policy(s) and make plans to join us when we’re in a town near you.

𝗘𝗻𝗰𝗼𝘂𝗿𝗮𝗴𝗶𝗻𝗴 𝘀𝗶𝗴𝗻𝘀 𝗶𝗻 𝗟𝗼𝘂𝗶𝘀𝗶𝗮𝗻𝗮'𝘀 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗺𝗮𝗿𝗸𝗲𝘁 This morning, the editorial in @theadvocatebr highlights welcome progress in our state's insurance climate: “Let us cautiously cheer signs that the drastic, cascading property insurance crisis of the past few years may be easing.” ☑️ Premium increases have flattened significantly in 2026, following years of steep rises. ☑️ Only a few insurers are proposing rate increases this year, and a handful have filed for decreases. ☑️ As of June, the Citizens, the state-backed insurer of last resort, has seen a nearly 20% drop in its rolls as private carriers return and compete for business. “Overall, it’s a little bit better. We can say things are improving, but I am certainly not satisfied where we are,” added @CommTemple. 👉 𝗥𝗲𝗮𝗱 𝘁𝗵𝗲 𝗳𝘂𝗹𝗹 𝗲𝗱𝗶𝘁𝗼𝗿𝗶𝗮𝗹: buff.ly/esCeg7E

𝗦𝗲𝗿𝘃𝗶𝗰𝗲 𝗠𝗲𝗺𝗯𝗲𝗿𝘀: 𝗚𝗲𝘁𝘁𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗺𝗶𝗹𝗶𝘁𝗮𝗿𝘆 𝗱𝗶𝘀𝗰𝗼𝘂𝗻𝘁 𝗳𝗼𝗿 𝗮𝘂𝘁𝗼 𝗰𝗼𝘃𝗲𝗿𝗮𝗴𝗲 𝗷𝘂𝘀𝘁 𝗴𝗼𝘁 𝗲𝗮𝘀𝗶𝗲𝗿! We have simplified the application process to make it 𝗲𝗮𝘀𝗶𝗲𝗿 𝗳𝗼𝗿 𝗲𝗹𝗶𝗴𝗶𝗯𝗹𝗲 𝗺𝗶𝗹𝗶𝘁𝗮𝗿𝘆 𝗺𝗲𝗺𝗯𝗲𝗿𝘀 𝘁𝗼 𝗿𝗲𝗰𝗲𝗶𝘃𝗲 𝗮 𝟮𝟱% 𝗱𝗶𝘀𝗰𝗼𝘂𝗻𝘁 on the liability portion of their auto insurance premium. 𝗪𝗵𝗮𝘁 𝗵𝗮𝘀 𝗰𝗵𝗮𝗻𝗴𝗲𝗱? This week, Commissioner Temple simplified the application process by only requiring eligible service members to submit the application form one time. Commissioner Temple says he wants to see more service members take advantage of this significant discount. “The brave men and women serving our country dedicate themselves to protecting the very freedoms that make America great. This law recognizes their service by helping military members save on auto insurance." 𝗟𝗲𝗮𝗿𝗻 𝗺𝗼𝗿𝗲 𝗵𝗲𝗿𝗲: bit.ly/4hf5sNL

𝗢𝗻 𝘁𝗵𝗲 𝗥𝗼𝗮𝗱 𝘄𝗶𝘁𝗵 𝗧𝗶𝗺 🛣️ Traveling to Monroe, @CommTemple joined the 𝗟𝗼𝘂𝗶𝘀𝗶𝗮𝗻𝗮 𝗠𝘂𝗻𝗶𝗰𝗶𝗽𝗮𝗹 𝗔𝘀𝘀𝗼𝗰𝗶𝗮𝘁𝗶𝗼𝗻 today at their 89th Annual Convention. Monroe @MayorEllis gave the welcoming address to conference attendees and then caught up with the Commissioner. #CityOfMonroe #MonroeLA #LMAConvention

𝗪𝗵𝗮𝘁 𝘀𝗵𝗼𝘂𝗹𝗱 𝗜 𝗱𝗼 𝗶𝗳 𝗺𝘆 𝘃𝗲𝗵𝗶𝗰𝗹𝗲 𝗳𝗹𝗼𝗼𝗱𝗲𝗱 𝗯𝗲𝗰𝗮𝘂𝘀𝗲 𝗼𝗳 𝘁𝗵𝗲 𝗿𝗲𝗰𝗲𝗻𝘁 𝘁𝗿𝗼𝗽𝗶𝗰𝗮𝗹 𝘀𝘁𝗼𝗿𝗺? Hopefully you have comprehensive coverage for your vehicle. This is the coverage that pays for damage to your vehicle if it gets flooded. Here are the immediate steps you need to take to protect your vehicle and your wallet: 🔹𝗖𝗮𝗹𝗹 𝘆𝗼𝘂𝗿 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗮𝗴𝗲𝗻𝘁 right away to determine if you are covered, and if so, file a claim. 🔹𝗗𝗲𝗱𝘂𝗰𝘁𝗶𝗯𝗹𝗲? You may have to pay a deductible. 🔹𝗞𝗲𝗲𝗽 𝗰𝗼𝗽𝗶𝗲𝘀: Save all correspondence (texts, emails, phone logs) with your insurance company or adjuster. 𝗡𝗲𝗲𝗱 𝗵𝗲𝗹𝗽? The LDI Office of Consumer Services can assist you if you have a question about your policy or just need information or help resolving an issue before you file an official complaint. 𝗚𝗲𝘁 𝘁𝗵𝗲 𝗳𝘂𝗹𝗹 𝗴𝘂𝗶𝗱𝗲 𝗵𝗲𝗿𝗲: buff.ly/Igo7lLQ

Last evening, @CommTemple addressed the 𝗷𝗼𝗶𝗻𝘁 𝗺𝗲𝗲𝘁𝗶𝗻𝗴 𝗼𝗳 𝘁𝗵𝗲 𝗟𝗮𝗳𝗮𝘆𝗲𝘁𝘁𝗲 𝗖𝗶𝘁𝘆 𝗮𝗻𝗱 𝗣𝗮𝗿𝗶𝘀𝗵 𝗖𝗼𝘂𝗻𝗰𝗶𝗹𝘀. He gave a presentation on the Louisiana Fortify Homes Program (deadline to register for this round of grants is Friday, June 19) and its new Gap Funding initiative. 𝗪𝗵𝗮𝘁 𝗶𝘀 𝗚𝗮𝗽 𝗙𝘂𝗻𝗱𝗶𝗻𝗴? Working with local governments, this extra funding helps close the gap between the actual cost of a Fortified roof and the $10,000 LFHP grant. 𝗧𝗵𝗮𝗻𝗸 𝘆𝗼𝘂 to 𝗖𝗶𝘁𝘆 𝗖𝗼𝘂𝗻𝗰𝗶𝗹 𝗩𝗶𝗰𝗲-𝗖𝗵𝗮𝗶𝗿 𝗟𝗶𝘇 𝗛𝗲𝗯𝗲𝗿𝘁 for inviting @CommTemple to address the members and to 𝗥𝗲𝗽. 𝗝𝗼𝘀𝗵 𝗖𝗮𝗿𝗹𝘀𝗼𝗻 and 𝗥𝗲𝗽. 𝗧𝗲𝗵𝗺𝗶 𝗖𝗵𝗮𝘀𝘀𝗶𝗼𝗻 for attending the meeting.

𝗦𝘁𝗼𝗿𝗺 𝗪𝗮𝗿𝗻𝗶𝗻𝗴: Tropical storm, Invest 90-L, is forecast to move into the Gulf today bringing high winds, widespread rain and flash flooding over parts of the state through Thursday night. 𝗕𝗲 𝗣𝗿𝗲𝗽𝗮𝗿𝗲𝗱: @CommTemple reminds residents to be insurance ready, “Louisianans should monitor this disturbance and take necessary precautions.” Here are three critical steps to take now: 📃 Review your Policies: Know your deductibles and make sure you know how much money you will owe out of pocket if you need to file a claim. 📱 Document Your Property. Use your phone to take pictures of your property and belongings, including information like brand name and serial number. 🖊️ Make an Evacuation Plan. Have copies of your insurance policies and your agent’s contact information ready to go in case of an emergency evacuation. 𝗥𝗲𝗮𝗱 𝘁𝗵𝗲 𝗳𝘂𝗹𝗹 𝗻𝗲𝘄𝘀 𝗿𝗲𝗹𝗲𝗮𝘀𝗲 𝗵𝗲𝗿𝗲: buff.ly/lVgRPUV #GetAGamePlan #LDIConnect #BeInsuranceReady #Flooding

“The 19th JDC’s ruling, along with Express Scripts’ cooperation, allows us to move forward with consistent enforcement of professional dispensing fees for local pharmacies across the state,” said Insurance Commissioner Tim Temple. buff.ly/WXiPiyB

𝗬𝗼𝘂 𝗰𝗮𝗻’𝘁 𝗺𝗮𝗸𝗲 𝘁𝗵𝗶𝘀 𝘂𝗽: 𝗪𝗶𝘁𝗻𝗲𝘀𝘀 𝘁𝗲𝗹𝗹𝘀 𝗵𝗼𝘄 𝘁𝗼 𝗿𝗶𝗽 𝗼𝗳𝗳 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗰𝗼𝗺𝗽𝗮𝗻𝗶𝗲𝘀. This article in @theadvocatebr describes a trial in New Orleans with testimony from a “slammer” – a person who deliberately drove his car into 18-wheelers to collect big insurance payouts. 𝗜𝗻 𝗵𝗶𝘀 𝗼𝘄𝗻 𝘄𝗼𝗿𝗱𝘀: 🦈 “If you paid the slammers directly, you could 𝗰𝗵𝗼𝗼𝘀𝗲 𝘆𝗼𝘂𝗿 𝗼𝘄𝗻 𝗹𝗮𝘄𝘆𝗲𝗿 𝘁𝗼 𝘀𝘂𝗲 𝗳𝗼𝗿 𝗯𝗼𝗴𝘂𝘀 𝗶𝗻𝗷𝘂𝗿𝗶𝗲𝘀.” 🦈 “I started slamming. 𝗢𝗻𝗰𝗲 𝗜 𝗯𝗲𝗰𝗮𝗺𝗲 𝗳𝗿𝗶𝗲𝗻𝗱𝘀 𝘄𝗶𝘁𝗵 𝗮 𝗽𝗮𝗿𝘁𝗶𝗰𝘂𝗹𝗮𝗿 𝗮𝘁𝘁𝗼𝗿𝗻𝗲𝘆, 𝗶𝘁 𝘄𝗮𝘀 𝗱𝗼𝗻𝗲. I had it all. I had the whole situation.” 🦈 The slammer testified that an attorney (who represented him) “knew the collisions were staged. 𝗧𝗵𝗲𝘆 𝗻𝗲𝗴𝗼𝘁𝗶𝗮𝘁𝗲𝗱 𝗿𝗮𝘁𝗲𝘀: $𝟭,𝟬𝟬𝟬 𝗳𝗼𝗿 𝗲𝗮𝗰𝗵 𝗽𝗮𝘀𝘀𝗲𝗻𝗴𝗲𝗿 𝗶𝗻𝘃𝗼𝗹𝘃𝗲𝗱 with an 18-wheeler, $500 for regular staged accidents.” 💥 The slammer said he, “was 𝘀𝗰𝗵𝗼𝗼𝗹𝗲𝗱 𝗶𝗻 𝘁𝗵𝗲 𝗮𝗿𝘁 𝗼𝗳 𝘀𝘁𝗮𝗴𝗶𝗻𝗴 𝗰𝗿𝗮𝘀𝗵𝗲𝘀 by another accused slammer who also has pleaded guilty in the sprawling federal probe dubbed “Operation Sideswipe.” 𝗛𝗲𝗿𝗲’𝘀 𝗵𝗼𝘄 𝗶𝘁 𝘄𝗼𝗿𝗸𝗲𝗱: Three or four passengers to a car, one person would check their driver’s licenses and proof of insurance to ensure they could cash in. Riding off in an ambulance was to be avoided on the advice of the lawyers. 𝗥𝗲𝗮𝗱 𝘁𝗵𝗲 𝗳𝘂𝗹𝗹 𝘀𝘁𝗼𝗿𝘆 𝗵𝗲𝗿𝗲: buff.ly/buGyGfD