Just a dude. Not giving financial advice.
Joined May 2021
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XCITED_MAN retweeted
🚨OMG… Evernorth’s NEW Report Reveals 92% of $1.65 BILLION in $RLUSD Swaps on XRPL Were Traded Against $XRP?! 🤯🔥
People keep asking whether stablecoins will REPLACE $XRP. 👀
👉 Around $1.52 BILLION in $RLUSD swap volume INVOLVED XRP pairs!
So instead of pushing XRP aside, RLUSD is already trading DIRECTLY against it! 😳✅
Now imagine more banks and funds bringing assets onto XRPL.
XRP Ledger（XRPL）の機関投資家向け機能の利用が、1年で80倍近くに増えました。
2025年9月には数えるほどだったアカウントが、2026年10月21日時点では500件を超えました。発行体が管理できるトークン、オンチェーン上の資格証明、許可制の取引の場にまたがって、利用が広がっています。
レポートはこちら：evernorth.xyz/blog-post-10-2…
Not investment advice or an offer of securities. Contains forward-looking statements; actual results may differ materially. Risk factors: sec.gov/edgar/browse/?CIK=20…
XCITED_MAN retweeted
🚨 BILLIONS STOLEN FROM BINANCE HACK. IS CRYPTO CUSTODY READY FOR THE NEW FINANCIAL SYSTEM??? 🏦🔐
The Binance security breach raises a question that every bank, investment firm, and institutional investor will be asking:
"How do we protect trillions of dollars in digital assets if even the largest exchanges can be compromised?"
Here's something many people may not realize...
@Ripple has ALREADY built institutional-grade security technology designed to address precisely these risks.
🔐 Multi-Party Computation (MPC) -- Distributes cryptographic signing authority so one compromised key share cannot authorize a transfer.
🏦 Hardware Security Modules (HSMs) -- Protect private keys inside dedicated security hardware.
🛡️ Zero-Trust Security -- Every operation must satisfy authentication and authorization controls.
✋ Policy-Based Transaction Controls -- Enforce spending limits, destination restrictions, and required approvals BEFORE assets move.
❄️ Hot, Warm & Cold Storage -- Institutions can separate accessible operational funds from more tightly protected reserves.
🔎 Chainalysis & Elliptic Integration -- Screen suspicious transactions and wallet addresses for potential risks.
📋 Tamper-Evident Audit Trails -- Maintain accountability and traceability across custody operations.
🌎 THE BIGGER PICTURE?
Ripple isn't just building the infrastructure to MOVE money. It's also building the infrastructure to PROTECT it.
No security system is completely immune to attacks. But institutional adoption requires multiple layers of protection, independent controls, and auditable security.
The future of finance won't be determined by who moves money the fastest.
It will also be determined by who can move it securely -- and keep it secure.
And Ripple Custody is providing that foundation. 🏦⚡
$XRP $RLUSD #Ripple #XRPL
BREAKING: World's largest crypto exchange Binance hacked with over $5.6 billion stolen:
• $1.45 billion $BTC
• $875 million $ETH
• $234 million $TRX
• $50 million $XAUT
• $1.57 billion $USDT
• $823 million $USDC
• $75 million $WBETH
• $88.5 million $RLUSD
+ $447.5 million additional cryptocurrencies
This is the largest hack in crypto history.
XCITED_MAN retweeted
🚨🚨TRUCK IDEA BIG MISTAKE AT $XRP SWELL 🚨🚨
Dom @dom_kwok and Phil @kwok_phil from @easya_app thought wrapping 10 trucks in NYC would be a great idea! However, the plan backfired when they were spotted by fangirls! The ensuing chase brought Midtown traffic to a standstill, as crowds of lovestruck fans pursued the trucks through Manhattan -- turning a routine marketing stunt into a full-blown heartthrob traffic emergency.
🤣😂😅🤣😂😅 @Ripple #RippleSwell #XRP
🤖 Made with AI
XCITED_MAN retweeted
🚨🔥 RIPPLE'S ENDGAME ARCHITECTURE -- THE BLUEPRINT IS BECOMING REALITY! 🏦🌎
For years, Ripple has been building the machine. NOW THE BIG FINANCIAL PLAYERS ARE PLUGGING INTO IT! 🔥
And look at WHO we're talking about!
🟢 ROBINHOOD -- THE RETAIL & INSTITUTIONAL CONNECTION
Ripple and @RobinhoodApp just announced a MAJOR strategic partnership!
💵 $RLUSD is already live on Robinhood Chain and Bitstamp, with availability in the Robinhood app expected later this year.
⚡ Robinhood will use $RLUSD on XRPL for institutional settlement.
🏦 Robinhood will integrate Ripple Treasury for its corporate financial operations.
💰 Ripple Prime is already providing financing and liquidity services to Bitstamp.
Robinhood serves 28.6 MILLION funded customers!
That's serious distribution potential!
🔐 BNY -- THE INSTITUTIONAL CUSTODY CONNECTION
This one is especially exciting for $XRP holders!
@BNYglobal now supports BOTH $XRP and $RLUSD on its institutional Digital Asset Custody platform!
We're talking about one of the world's largest financial institutions, overseeing $63.4 TRILLION in assets under custody and administration.
No, that money isn't suddenly moving onto XRPL. But institutions now have another major, established custody provider supporting XRP itself! And BNY and Ripple are exploring tokenized trade finance, XRPL-based assets, and additional RLUSD capabilities.
THIS IS HOW INSTITUTIONAL INFRASTRUCTURE GETS BUILT! 🏦
💸 C2FO -- THE REAL-WORLD BUSINESS PAYMENTS CONNECTION
Ever wonder how blockchain technology actually helps ordinary businesses?
Here's a GREAT example:
A supplier delivers products and waits 30, 60, or 90 days to get paid. C2FO helps businesses access early payments against approved invoices.
Now C2FO and Ripple are working to bring financing and instant settlement to XRPL using $RLUSD!
⚡ Imagine eligible suppliers receiving settled funds in SECONDS instead of waiting days for traditional banking transfers.
That is real-world utility!
🤖 RIPPLE TREASURY -- THE 24/7 FINANCIAL ENGINE
Ripple just introduced new always-on corporate treasury capabilities, including AI-powered automation and 24/7 Returns.
Companies can manage liquidity, automate financial decisions, and potentially earn returns on qualifying digital assets, including RLUSD, outside traditional banking hours.
Money doesn't have to stop working at 5 PM on Friday anymore! 💵
🏦 AND THEN THERE'S THE OCC APPROVAL!
Ripple National Trust Bank just received FINAL federal charter approval!
That gives Ripple a federally supervised trust-bank foundation for RLUSD reserves and future institutional digital asset custody operations.
Remember when everyone said crypto would never become part of the established banking system?
Well... LOOK AROUND! 👀
🧩 NOW CONNECT THE DOTS!
Robinhood brings trading access and distribution. BNY brings institutional custody. C2FO brings commercial financing opportunities. Ripple Treasury brings corporate cash management. Ripple Prime brings institutional liquidity. RLUSD brings digital dollars. XRPL brings blockchain settlement and tokenization. And $XRP is the native asset of that growing blockchain ecosystem, with opportunities to serve as bridge liquidity where economically useful.🌎
💡 WIIFM -- WHAT DOES THIS MEAN FOR $XRP HOLDERS?
Every new institution, application, settlement corridor, and liquidity venue creates another potential opportunity for XRP utility.
And Brad Garlinghouse summed up the strategy perfectly:
💬 "The revolution isn't happening outside the system. It's happening from within it."
And this is only DAY ZERO of Swell 2026! 🤯
ENDGAME ARCHITECTURE -- THE CONNECTIONS ARE COMING ALIVE! ♟️🔥🚀
$XRP $RLUSD $BTC #XRPL #RippleSwell #XRPCommunity #XRPArmy
We’re kicking off 10 years of @RippleSwell with a bang!
1/ Goes without saying, but it was an honor to open up our conference with @SecScottBessent. His leadership, alongside the current administration, has been instrumental in ensuring that responsible crypto can thrive in the US. I’m extremely grateful he spent time with us today.
2/ BIG partner news 🚨 we're bringing Ripple’s infrastructure to @RobinhoodApp (supporting both customer-facing services and core financial operations), from $RLUSD settlement on the @XRP Ledger to prime brokerage and treasury operations & expanding our relationship with @BNYglobal across custody and tokenized trade finance with RLUSD, XRP and the XRP Ledger.
3/ We are bringing digital assets to corporates 👀 → Ripple Treasury introduced 24/7 Returns designed to help corporates put idle cash to work outside banking hours utilizing stablecoins (this is one step further to realizing the vision of our Treasury management business).
4/ Last but certainly not least, @USOCC granted final approval for Ripple National Trust Bank!
And it’s only day 0 (technically the Swell main event starts tomorrow!). More to come this week…
Know what you hold folks. The reasons are stacking up.
Ripple is officially going under the hood. 👀
We're expanding our partnership with @RobinhoodApp across $RLUSD, Ripple Prime and Ripple Treasury, bringing together stablecoins, prime brokerage and treasury management to support both customer-facing services and core financial operations.
Together, we're bridging traditional and digital.
on.ripple.com/3WPPHEH
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XCITED_MAN retweeted
Trade finance keeps global commerce moving. Ripple and @C2FO are bringing it onto the @XRP Ledger: on.ripple.com/4iH2uBY
Businesses can wait 30, 60 or 90 days to get paid. Even early payments can take days to arrive through bank settlement.
Together, we’re bringing financing and settlement supporting C2FO Instant Pay™ onto XRPL, using RLUSD for settlement to help suppliers receive funds in seconds.
That connects XRPL and RLUSD to an established working-capital marketplace, helping businesses access money sooner for payroll, inventory and new orders.
XCITED_MAN retweeted
Trade finance is coming to the XRP Ledger!
Today, we’re expanding our collaboration with @BNYglobal across custody and tokenized trade finance, bringing BNY’s institutional scale together with $RLUSD, @XRP and the XRP Ledger.
→ on.ripple.com/4kkekDf
Best explanation of the GTreasury acquisition by @Ripple I have seen.
Ripple compró GTreasury por 1.000 millones y casi nadie entendió para qué. Los fondos tokenizados de Franklin Templeton, Aviva y BlackRock acaban de darte la respuesta.
Primero, entender qué es GTreasury: el software donde más de mil grandes corporaciones gestionan su dinero desde hace 40 años. No es un banco. Es la torre de control: desde ahí el director financiero de una multinacional ve sus cientos de cuentas en decenas de países y ordena los movimientos. American Airlines, Subway, Louboutin, Adecco. Esa torre de control ahora se llama Ripple Treasury.
¿Y qué anunciaron ayer? Dos cosas.
La primera: la torre de control ahora actúa sola. Con IA. Antes el software te enseñaba la foto de tu dinero y tú movías a mano. Ahora el sistema prevé la caja que necesitarás, cuadra cobros con pagos, detecta dónde sobra y dónde falta, y ejecuta.
La segunda es la importante: el 24/7 Returns. Y os lo explico con el problema real. El dinero operativo de una empresa, el de pagar nóminas y proveedores, no se puede invertir porque tiene que estar disponible. Así que vive en cuentas corrientes ganando CERO. Y cada viernes a las cinco de la tarde, cuando la banca cierra, esa caja se queda congelada todo el fin de semana. Millones durmiendo gratis.
Lo que permite Ripple Treasury: convertir esa caja ociosa en RLUSD dentro de una cartera de Ripple, y que ese saldo genere rendimiento por las noches, los fines de semana y los festivos, sin dejar de estar disponible al instante. Porque los dólares digitales no cierran los viernes. Es una cuenta remunerada que nunca duerme.
Y ahora conectad las piezas, porque esto es lo que casi nadie está uniendo.
El propio comunicado cita un dato: el 86% de los tesoreros corporativos elegiría fondos monetarios EN TIEMPO REAL si cumplieran sus políticas de inversión.
¿Y qué se ha tokenizado en la XRP Ledger en los últimos días? El fondo monetario de Franklin Templeton, que acaba de meter 150 millones más. El fondo en libras de Aviva, de 22.000 millones, el más grande que tienen. Y el OUSG de Ondo, respaldado en BlackRock, que JPMorgan ya probó en mayo redimiendo un Tesoro tokenizado en la XRPL en menos de 5 segundos.
Es decir: la caja líquida (RLUSD), los instrumentos de rendimiento (los fondos tokenizados de las mayores gestoras del mundo) y la plataforma donde mil corporaciones gestionan su dinero (Ripple Treasury). Las tres piezas, sobre el mismo raíl.
Hoy son anuncios separados, que quede claro. Pero fijaos dónde están colocando cada pieza: todas en el mismo tablero. Ripple no está anunciando el circuito completo. Lo está ensamblando delante de nosotros.
Y el día que conecten el botón, la caja de las mayores empresas del mundo dormirá generando rendimiento dentro de la XRP Ledger, se moverá por ella y pagará a través de ella.
La empresa ni siquiera tendrá que "entrar en cripto". Solo tendrá que activar una opción en el software que lleva usando 40 años.
Esa es la caña de pescar más grande de todas las que os he contado.
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WOW! Just wow! Do not sleep on $XRP It is happening.
Ripple compró GTreasury por 1.000 millones y casi nadie entendió para qué. Los fondos tokenizados de Franklin Templeton, Aviva y BlackRock acaban de darte la respuesta.
Primero, entender qué es GTreasury: el software donde más de mil grandes corporaciones gestionan su dinero desde hace 40 años. No es un banco. Es la torre de control: desde ahí el director financiero de una multinacional ve sus cientos de cuentas en decenas de países y ordena los movimientos. American Airlines, Subway, Louboutin, Adecco. Esa torre de control ahora se llama Ripple Treasury.
¿Y qué anunciaron ayer? Dos cosas.
La primera: la torre de control ahora actúa sola. Con IA. Antes el software te enseñaba la foto de tu dinero y tú movías a mano. Ahora el sistema prevé la caja que necesitarás, cuadra cobros con pagos, detecta dónde sobra y dónde falta, y ejecuta.
La segunda es la importante: el 24/7 Returns. Y os lo explico con el problema real. El dinero operativo de una empresa, el de pagar nóminas y proveedores, no se puede invertir porque tiene que estar disponible. Así que vive en cuentas corrientes ganando CERO. Y cada viernes a las cinco de la tarde, cuando la banca cierra, esa caja se queda congelada todo el fin de semana. Millones durmiendo gratis.
Lo que permite Ripple Treasury: convertir esa caja ociosa en RLUSD dentro de una cartera de Ripple, y que ese saldo genere rendimiento por las noches, los fines de semana y los festivos, sin dejar de estar disponible al instante. Porque los dólares digitales no cierran los viernes. Es una cuenta remunerada que nunca duerme.
Y ahora conectad las piezas, porque esto es lo que casi nadie está uniendo.
El propio comunicado cita un dato: el 86% de los tesoreros corporativos elegiría fondos monetarios EN TIEMPO REAL si cumplieran sus políticas de inversión.
¿Y qué se ha tokenizado en la XRP Ledger en los últimos días? El fondo monetario de Franklin Templeton, que acaba de meter 150 millones más. El fondo en libras de Aviva, de 22.000 millones, el más grande que tienen. Y el OUSG de Ondo, respaldado en BlackRock, que JPMorgan ya probó en mayo redimiendo un Tesoro tokenizado en la XRPL en menos de 5 segundos.
Es decir: la caja líquida (RLUSD), los instrumentos de rendimiento (los fondos tokenizados de las mayores gestoras del mundo) y la plataforma donde mil corporaciones gestionan su dinero (Ripple Treasury). Las tres piezas, sobre el mismo raíl.
Hoy son anuncios separados, que quede claro. Pero fijaos dónde están colocando cada pieza: todas en el mismo tablero. Ripple no está anunciando el circuito completo. Lo está ensamblando delante de nosotros.
Y el día que conecten el botón, la caja de las mayores empresas del mundo dormirá generando rendimiento dentro de la XRP Ledger, se moverá por ella y pagará a través de ella.
La empresa ni siquiera tendrá que "entrar en cripto". Solo tendrá que activar una opción en el software que lleva usando 40 años.
Esa es la caña de pescar más grande de todas las que os he contado.
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WOW! Just wow! Do not sleep on $XRP It is happening.
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XCITED_MAN retweeted
🚨NEW: @Ripple received full approval from the @USOCC to operate as a national trust bank, joining Circle, BitGo and Fidelity Digital Assets.
Big news heading into @RippleSwell: the @USOCC has granted final approval for Ripple National Trust Bank.
This gives Ripple a federally supervised platform to support $RLUSD and provide digital asset custody to enterprises.
We’ve always said crypto and banks work better together — this is what that looks like. Real innovation, real accountability, federal oversight.
The revolution isn't happening outside the system. It's happening from within it.
Excellent analysis.
Quick background first. A stablecoin is a crypto token built to always be worth exactly $1, like a digital dollar you can send anywhere instantly. Last year, the US passed the GENIUS Act to decide who can issue them and under what rules. Passing a law is only the outline, though. Regulators then have to write the detailed rulebook, and the first one arrived today.
It came from the OCC, the regulator that oversees national banks. It’s the first agency to finish its part; the others are still working on theirs, and everything kicks in on January 18, 2027. The most telling part is how it handles “rewards,” meaning whether you can earn something just for holding a stablecoin.
Banks hate that idea. If people can earn something on a digital dollar, why leave cash in a savings account? That money would leave the banks, and banks run on deposits. The law already says the company that issues a stablecoin can’t pay you interest itself. But there’s a workaround.
Think of it like this.
You give a company $100, and it gives you a $100 digital coin. The company doesn’t leave your $100 lying around. It lends it to the US government, and the government pays the company about $4 a year.
The law says the company has to keep that $4. It can’t hand any of it to you.
So the company gives some of the $4 to the app where you keep your coin, like Coinbase. Coinbase then gives you a bit of it and calls it a “reward.”
The company never paid you directly, so it didn’t technically break the rule. But you still got paid just for holding the coin, and that’s exactly what banks wanted stopped.
In its draft, the OCC said it would treat these partner deals as illegal by default. In the final rule, it backed off and said it will judge each deal on a case-by-case basis. So the direct route is closed, but the side route remains open, and banks will keep fighting to shut it down.
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I'm sick of hearing the SWIFT didn't choose $XRP FUD. HERE's THE TRUTH!
youtube.com/watch?v=wbfO0SwR…
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That is the truth. The $XRP FUD recently has been ridiculous. Why does it matter to anyone else what I do with my investment? If I've done the research, and I have the conviction, why should anyone else give a damn what I do? Does it hurt them physically because I made an investment that is different from theirs? Maybe it hurts their ego, instead.
Just think of the mentality of people who state XRP is a scam and has no value but spend hours and hours taking the trouble on the X platform to keep repeating this proposition and spreading FUD against XRP.
What does it say about the value they place on their own time if they spend so much of their own time degrading a crypto asset that they believe has no value?
It must mean one of two things: either, they are paid to engage in this conduct, or their time has no value because they have literally nothing else to do with it. The second reason may overlap with abject stupidity.
I thought about engagement farming as a rationale but most of them have small followings, and attract little engagement so I don’t think that is the answer.
Anyone got any ideas why? There must be some relevant psychiatric theory to explain it.
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Excellent breakdown
🚨 $XRPN FLOAT UPDATE — AND THE DATES I’M WATCHING 👀🔥
The Evernorth merger is complete and the float picture is now more clear.
📊 Class A shares outstanding: ~23.64M, BUT…
🔥 Estimated practical public float right now: only ~4.8M shares.
That’s roughly 20% of the Class A shares currently sitting in the public-holder bucket. This helps explain why $XRPN can still move FAST when volume shows up. ⚡ But that float will NOT stay this small forever.
Here are the dates/events I’m watching:
🟢 NOW:
~4.8M practical public float
🟡 NOVEMBER 2026:
Evernorth is required to file its resale shelf registration within 30 days of the Oct. 9 closing.
Once that registration becomes EFFECTIVE, some private-placement shares that are not otherwise locked up may gradually become eligible for resale???
Important:
Registration ≠ automatic selling.
It simply means those shares CAN become tradable.
🟡 WARRANTS:
There are roughly 11.5M public warrants with an $11.50 exercise price.
The warrants are now exercisable following the merger, but the resale/issuance registration still needs to be effective/current.
If exercised, those warrants can create additional Class A shares and increase supply.
And if $XRPN trades above $18 for the required period, Evernorth may eventually be able to force redemption/exercise of those warrants.
🔴 BIG DATE: APRIL 9, 2027 ⬅️
This is the major known lock-up expiration date -- 6 months after the Oct. 9 closing.
That’s when a much larger block of sponsor / Ripple / insider / strategic-holder securities may become transferable.
Again… unlock does NOT mean everyone sells.
But it DOES mean the potential supply of tradable shares can increase significantly.
So the way I’m looking at $XRPN:
🔥 TODAY:
Very tight ~4.8M float = volatility + fast moves
⚠️ NEXT FEW MONTHS:
Gradual float expansion possible through resale registrations + warrant exercises
📅 APRIL 9, 2027:
Major lock-up expiration = biggest known supply event to watch 👀
LOW FLOAT determines how FAST $XRPN moves.
FUTURE UNLOCKS determine how much SUPPLY eventually comes to market.
$XRPN $XRP #Evernorth
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Congrats guys!
EasyA skyrockets to $1.1 billion valuation.
Read the full article in @CoinDesk 👇
coindesk.com/business/2026/1…
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If you are explaining, you are losing. Excellent advice during negotiations.
When somebody lowballs you, never defend your price. Here’s what to say instead. They throw out the insulting number and everybody starts explaining, justifying, auditioning. Say the number back slowly and stop talking. Ask how they got there. Whoever’s explaining is
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