We Don’t Have an AI Problem. We Have a Policy Problem Most AI policy is written from the top down. AI itself is not. People are already using it, students, workers, small businesses, and communities. The challenge is no longer adoption. It is whether policy reflects real life. That is why we chose a bottom-up approach, built on four pillars: Education, Engineering, Enforcement, and Ethics. Read our report: kas.de/documents/275121/4190… Education matters because people are using AI faster than they are being taught how it works. Teachers need training. Families need inclusion. Literacy must be practical and shared early. Engineering reminds us that AI depends on power, data, and connectivity. Without strong foundations, communities stay dependent on systems they do not control. Engineering policy is about building capacity, not just tools. Enforcement showed us that fear-based rules fail. When laws are slow or overly punitive, AI use simply goes underground. Smart enforcement guides, adapts, and builds trust. Ethics ties it all together. Ethics is protection. Without it, AI can spread misinformation, deepen inequality, and harm the most vulnerable. Ethics must live inside institutions, not just words. The message is clear: policy must meet practice. If AI is being built from the ground up, governance must follow. It is time to finally marry policy with practicality. Download the report: researchgate.net/publication…

We need to starve the beast, in this case politicians. Reducing taxes will starve the government and force it to be more efficient. The current political structure would never vote to decrease taxes which shows where their incentives are.

Galing ng promo ng GCash IPO (sa gossip channel pa talaga)! Sa mga "financial advisors", take notes on how they laid out the risks alongside the sales talk. Most only sell the upside. You have to sell the downside too, so your clients can make truly informed investment decisions. @ogiediaz

You have 70k extra money for your other expenses. 149k is just the basic. That covers literally everything even, medical, travel, car lease and your tuition. Tuition is literally the cheapest part of raising a kid. It's just 120k a year. 10k a month. Stop larping.

Household helper - 10,000 Driver - 20,000 Groceries - 20,000 Household supplies - 10,000 Electricity - 15,000 Internet - 2,000 Phone - 1,000 Gas per car - 10,000 Water - 1,000 Rent - 60,000 TOTAL - Php149,000 You have over 70k left for other expenses. Wdyym it's not rich?

The strata isn't the problem. It's the lifestyle expectations - ₱219k isn't infinite money, but calling it poor is insane.

For the people giving me grief why 220k (household ha) is barely middle class, here are some indicative payments you might be doing: 10M Housing Loan 20 years to pay: 110k/month 3M Car Loan 7 years to pay: 52k/month Tuition Fee Top University: 50-100k/sem Major Illness Top Hospital: 90-120k/hospitalization This doesn't count your weekly groceries, maintenance meds, and property upkeep. Also remember the gov't docked 30% tax from your income upfront. If you're married with kids and also taking care of your aging parents, you're pretty much screwed at this income level. Unless you have insurance, or other people to split costs with. You still wanna be called rich?

Again and again. Journalism is not a crime. Decriminalize libel. Defend press freedom.

P30,000 → P12,000 → P5,000? David Leechiu says some Metro Manila studios could hit that price within 12 months. Landlords brace. Renters, take note. bnc.bilyonaryo.com/its-going…

you give these “middle classers” an inch and they take the whole mile, wdym a ₱2.6M annual salary isn’t considerably middle class AT LEAST… i get that you would say that “oh ph is a 5th world country” but it’s absurd how ppl often don’t recognize their privilege

As of 1 hr to opening bell overnight sentiment on $GCASH