Iwa (@joinIwa) header
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Savings circles with the people you trust, wherever they live. Every payment builds proof of your good name, kept private. A @the41lab product. Testnet soon.

Joined September 2025
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Ajo. Susu. Tanda. Chama. Hui. Stokvel Millions of people already save together in circles. It works on trust, and it leaves no record Iwa keeps the circle you know, makes the money rules automatic and turns every on time payment into private proof of your good name Testnet soon
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testnet soon. been working on this for the past few days until I got sick. but that won't still stop me more integrations to be done sneak peek: @joinIwa will be launching first of on @Celo testnet and @RobinhoodApp testnet as well. follow @joinIwa along before testnet and you can be among the first testers before actually testnet launch.
Ajo. Susu. Tanda. Chama. Hui. Stokvel Millions of people already save together in circles. It works on trust, and it leaves no record Iwa keeps the circle you know, makes the money rules automatic and turns every on time payment into private proof of your good name Testnet soon
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More stablecoins alone will not fix community finance. @Celo says it now supports 33 live stablecoins, including currencies beyond the dollar. That expansion matters because better rails can increasingly reflect the currencies people actually use.
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But infrastructure is only useful when it fits real behavior. For Iwa, the goal is not to give people more tokens to think about. It is to make saving with people you trust simpler, while better financial rails quietly do their job underneath.
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Stablecoin infrastructure is becoming less about one digital dollar and more about bringing local currencies onchain. This month, a rupiah stablecoin expanded to Celo, while rand and Canadian dollar stablecoins expanded on Solana. That matters for community finance.
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People save in the currencies their lives already run on. The future should not require abandoning that familiarity just to access better financial rails. For Iwa, multichain should ultimately mean more choice for people, not more complexity.
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Yesterday, African payments company Kora launched One Rail, letting businesses collect, hold, convert and settle USDT and USDC alongside local currencies. The interesting part is not that stablecoins are becoming available.
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It is that they are becoming infrastructure people do not need to think about. That is a useful principle for community finance too. The rails can change. Saving together should still feel familiar.
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Been working so hard and consistently on @joinIwa, that I didn't have the time to keep giving update. one of the biggest product shifts we’ve made to Iwa so far, is to remove as much wallet friction as possible without taking control away from users. One account, persistent access, wallets provisioned underneath for the networks Iwa supports, balances surfaced in one place, and a cleaner path into circles, contributions, payouts and trust history. We’re also reworking recovery, session handling, notifications and the way new networks get added so expansion does not create more complexity for a user. There’s more going on under the hood, but we’ll save the deeper breakdown for release. Are you following @joinIwa's journey or just staring from afar? We will change the way contribution are done on chain 🔥
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We’re bringing Iwa to Celo. Savings circles can now use cNGN with non-custodial onchain settlement, secure member-wallet binding, private trust history, and a smoother contribution + payout flow. One Iwa. Another execution layer. @Celo @CeloDevs
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Iwa retweeted
Today we are introducing Prize Savings, a new Iwa feature where people can save, keep their principal withdrawable, and compete for shared rewards without exposing their balances. Built with @zama FHE. #ZamaDeveloperProgram
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Today we are introducing Prize Savings, a new Iwa feature where people can save, keep their principal withdrawable, and compete for shared rewards without exposing their balances. Built with @zama FHE. #ZamaDeveloperProgram
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Prize Savings is not a separate Iwa product. Iwa remains one multichain savings platform. Savings circles, private reputation, standing, credentials and Prize Savings all live under the same Iwa product experience.
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I’ve been building and shipping a lot lately. Two projects I keep coming back to are Iwa and Certael. They solve different problems, but share one belief: Important crypto infrastructure can be complex underneath without being complicated to use. A quick look at what I’m building. @joinIwa Iwa starts with savings circles: Ajo. Esusu. Susu. Tontines. ROSCAs. People contribute together, collect in turns, and build something valuable beyond money: trust. You know who contributes consistently and who can be relied on. But that reputation often disappears outside the circle. Iwa turns savings-circle participation into Portable Trust Credentials: private, verifiable proofs of financial reliability. Instead of exposing your full financial history, you can prove one simple thing: “I consistently met my obligations.” The experience stays familiar: Create or join a circle. Contribute. Track rounds. Collect. Build a history. Generate a private proof. Use it elsewhere. The bigger vision is portable, privacy-preserving financial trust that works across chains, applications, lenders, and communities. @certael Certael focuses on tokenized real-world assets. Treasuries, credit, funds, real estate, commodities, and other financial claims are moving onchain. But a token alone doesn’t prove what backs it, whether that backing still exists, or how holders can exit. Certael is Asset Integrity Infrastructure for tokenized real world assets. It helps users and institutions understand: - What an asset represents and who issued it - What backs it and where that backing is held - Whether the evidence is current - How its risk is changing - Whether it can be redeemed, settled, or exited Its core layers include: Certael Passport for asset identity and structure. Certael Proof for reserves, custody, valuations, and attestations. Certael Risk for stale evidence, collateral gaps, concentration, and other warning signs. Certael ID for identity and eligibility. Certael Exit for redemption, liquidity, and settlement. Certael isn’t another RWA marketplace. It’s infrastructure for products, institutions, wallets, protocols, agents, and investors that need to verify whether an asset still represents what it claims. Both projects come back to the same idea: trust. Iwa is building portable, private trust for people. Certael is building verifiable integrity for real world assets onchain. Follow @joiniwa and @certael for updates.
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