Iwa

testnet soon. been working on this for the past few days until I got sick. but that won't still stop me more integrations to be done sneak peek: @joinIwa will be launching first of on @Celo testnet and @RobinhoodApp testnet as well. follow @joinIwa along before testnet and you can be among the first testers before actually testnet launch.

Been working so hard and consistently on @joinIwa, that I didn't have the time to keep giving update. one of the biggest product shifts we’ve made to Iwa so far, is to remove as much wallet friction as possible without taking control away from users. One account, persistent access, wallets provisioned underneath for the networks Iwa supports, balances surfaced in one place, and a cleaner path into circles, contributions, payouts and trust history. We’re also reworking recovery, session handling, notifications and the way new networks get added so expansion does not create more complexity for a user. There’s more going on under the hood, but we’ll save the deeper breakdown for release. Are you following @joinIwa's journey or just staring from afar? We will change the way contribution are done on chain 🔥

I’ve been building and shipping a lot lately. Two projects I keep coming back to are Iwa and Certael. They solve different problems, but share one belief: Important crypto infrastructure can be complex underneath without being complicated to use. A quick look at what I’m building. @joinIwa Iwa starts with savings circles: Ajo. Esusu. Susu. Tontines. ROSCAs. People contribute together, collect in turns, and build something valuable beyond money: trust. You know who contributes consistently and who can be relied on. But that reputation often disappears outside the circle. Iwa turns savings-circle participation into Portable Trust Credentials: private, verifiable proofs of financial reliability. Instead of exposing your full financial history, you can prove one simple thing: “I consistently met my obligations.” The experience stays familiar: Create or join a circle. Contribute. Track rounds. Collect. Build a history. Generate a private proof. Use it elsewhere. The bigger vision is portable, privacy-preserving financial trust that works across chains, applications, lenders, and communities. @certael Certael focuses on tokenized real-world assets. Treasuries, credit, funds, real estate, commodities, and other financial claims are moving onchain. But a token alone doesn’t prove what backs it, whether that backing still exists, or how holders can exit. Certael is Asset Integrity Infrastructure for tokenized real world assets. It helps users and institutions understand: - What an asset represents and who issued it - What backs it and where that backing is held - Whether the evidence is current - How its risk is changing - Whether it can be redeemed, settled, or exited Its core layers include: Certael Passport for asset identity and structure. Certael Proof for reserves, custody, valuations, and attestations. Certael Risk for stale evidence, collateral gaps, concentration, and other warning signs. Certael ID for identity and eligibility. Certael Exit for redemption, liquidity, and settlement. Certael isn’t another RWA marketplace. It’s infrastructure for products, institutions, wallets, protocols, agents, and investors that need to verify whether an asset still represents what it claims. Both projects come back to the same idea: trust. Iwa is building portable, private trust for people. Certael is building verifiable integrity for real world assets onchain. Follow @joiniwa and @certael for updates.

This belief is at the heart of why we're building Iwa. Financial trust isn't created the moment you apply for a loan. It's earned over time through consistent actions. For millions of people, those actions happens in community savings circles like ajo, esusu, stokvels, ROSCAs. Weeks after weeks, they contribute. They keep their word. They build trust. The problem isn't a lack of reliability. It's that today's financial system doesn't recognize it. Iwa changes that by turning those consistent contributions into a private, portable proof of reliability using zero-knowledge on Stellar. The trust you've already earned should open doors not stay invisible.

Everyone says financial inclusion is the goal. But most solutions come with a hidden price: Give us your data first. Your income. Your spending. Your transactions. Your financial history. What if proving you're trustworthy didn't require exposing your entire financial life? That's the question that led us to build Iwa. We're exploring a future where you can prove your reliability, not your data. Privacy shouldn't be the cost of opportunity. Follow @joinIwa as we build.

Across West Africa, millions of people are some of the most reliable savers on earth. Every week they put money into their ajo, their esusu, their circle. They never miss. They show up for their group for years. But ask a bank to trust them, and the answer is no. Why? Because none of it is written down anywhere a lender can see. Their reliability is real, but invisible. So today they face an unfair choice. Stay private and stay locked out of credit. Or hand over all your financial history to a bureau just to prove you can be trusted. That tradeoff is the problem. Trust should not cost you your privacy. Iwa is how we fix it. You save with your circle, the way you always have. Quietly, your track record builds. And when you need a loan or a service, you generate a proof that says one thing: this person is reliable. The lender sees that you can be trusted, and nothing else. Not your name, not your amounts, not who is in your circle. Your good name, proven and private. We are building Iwa on Stellar for people the financial system has overlooked for too long. Reliability has always been there. We are just making it count. If you have ever saved in a circle, or watched someone you love be told they are not trustworthy by a system that never bothered to look, this is for you. Follow @joinIwa along as we build it.