Director of Juniper a specialist Financial Planning. All views my own and none constitute advice. Above average at a lot of hobbies, not great at any.

Preston, England
Joined December 2011
NEW OBR fiscal risks report: - Triple lock is costing treble what it was initially assumed to cost when introduced in 2012… - £15.5bn a year rather than £5bn a year and is - State Pension on course to cost 7.5% of the UK’s entire GDP within 50 years, was 2% in 50s, now 5%
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Napoleon's definiton of a military genius was "The man who can do the average thing when everyone else around him is losing his mind." Same in investing.
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Ouch. Nothing you can really say to a comment like this. I can’t be seen to advise and at the end of the day, I don’t know their position. Real advisers, never doubt your value. #sticktotheplan
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Perspective for younger and older folks, alike. We can be confident that a large market downturn will happen again. To the extent that you can, consider today how you might react when the time comes, and note that your stage in life might provide critically important context.
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Replying to @AlanJLSmith
I’m no fan of high fees and all our clients pay less than 1.68% in total (which includes comprehensive financial planning not just investment management) but they’re showing a common misunderstanding here. Investors don’t lose more than half their potential profits TO the firms, it’s because they’re not getting a return FROM the market on the fees they’ve previously paid.
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Jon Doyle retweeted
"Don't take yourself so seriously. You're just a monkey with a plan."
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I’m interested to know what people think Buy To Let is Is it an investment or a business? Wont accept “both” ! #property #landlords #buytolet #mortgages #business #investment No right/wrong answer so would appreciate any RTs @russellquirk @4_Walls @NRLAssociation
44%Business
56%Investment
412 votes • Final results
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Jon Doyle retweeted
External gain won’t create internal contentment. Happiness is an inside job.
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Gary Lineker was pulled off air by the BBC because he refused to issue a public apology for his tweets criticising the government’s Illegal Migration Bill, according to sources close to him. Lineker rejects the idea he breached social media guidelines, which is what…
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Do you struggle with goal setting? Here's what our financial planner, @juniper_jon has to say about it.
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As prices fall, value rises. Yet still investors head for the exits. Human nature is a failed investor. Again.
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Just curious. Steve Barclay is demanding that NHS staff ‘work harder’ to justify their pay rises, despite over a decade of real-terms pay cuts. Do you think Steve Barclay has worked hard enough for his 9 MP pay rises since 2010? Please RT to increase sample size 👍
1%Yes
99%No
23,714 votes • Final results
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NEW: Advice Stack Sessions Episode 1 🚀 In the first Advice Stack Takeover of the Podcast, @Adam_Nextgen chats with @juniper_jon about launching a great business and learning how to handle mistakes 💥 Listen: Apple 👉 apple.co/3vKClsA Spotify 👉 spoti.fi/3ItUaDT
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This might not be what Rishi has in mind, but Why not teach kids “practical” maths up to 18? Useful day-to-day stuff, such as - Managing your income Saving and investing Pensions Taxes and tax returns Invoices Simple accounts Exchange rates Spreadsheets Utility bills
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A $55M+ per year start up just sent me their Sales Discovery Meeting prep docs. Spent thousands developing it. - Discovery Call Framework - How To Structure The Call - Discovery Call Prep Doc Like + RT + and comment "LFG" and I send you the Disco Pack. (must be following)
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Stop calling this coffee.
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UK savers storing money in cash Isas are experiencing wealth erosion at the fastest rate in more than 40 years as inflation outpaces interest rate returns. on.ft.com/3F68xMK
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Why do fewer female students take science than male students? Maybe it’s because “girls don’t like hard maths” @SMCommission @Miss_Snuffy Maybe it’s because of a lack of female role models in STEM @ChildrensComm @Rachel_deSouza We offer new evidence … (1/6)
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Reminder as you go into client meetings this week... A plan without purpose is merely data. A portfolio without purpose is merely a list of investments.
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