Mass Adoption

♻️ 27 out of 37 Fednow Certified Service Providers are @Ripple Partners, or are partnered with Ripple partners. FedNow aims to integrate 10,000 banks and institutions.♻️ YOU WILL WANT TO READ THIS!! 👇👇👇 $XRP community, my followers, all I ask; PLEASE SHARE THIS far and wide. It took me 10 hours just to compile all of this and prove 79% of the FedNow service providers are connected to Ripple by no more than 2-3 degrees of separation, if not directly. I always say in my videos that Ripple has gone for a top down integration with their business model. Targeting the software and treasury management providers to integrate into thousands of banks and institutions, compared to partnering with each individually. For example, SBI Holdings said of their partnership with Ripple, when they created SBI Ripple Asia: "Participants of RippleNet, which uses distributed ledger technology (DLT), can directly connect with financial institutions with a single API and instantly and reliably transfer money in more than 40 currencies to more than 70 countries." SBI Holdings has 240 subsidiaries alone. sbigroup.co.jp/english/compa… Back to FedNow and how engrained Ripple is. Now, keep in mind, FedNow would NEVER "publicly" list a company currently under lawsuit for securities sales, such as Ripple is currently, even though they are winning their case. Not until it is "fully" settled. In 2023, FedNow provides a list of 57 early adopter organizations, including financial institutions and service providers, that have completed certification in the FedNow Service. This has now grown to over 142 providers and over 1216 live participants, with the aim of reaching 10,000 banks and institutions. federalreserve.gov/newsevent… "This group of early adopters is now performing final trial runs on the service to confirm their readiness to support live transactions over the new instant payments infrastructure. The early adopters include 41 financial institutions participating as senders, receivers and/or correspondents supporting settlement, 15 service providers processing on behalf of participants, and the U.S. Department of the Treasury." (Now up to 35 service providers.) "In addition to the initial adopters, the Federal Reserve continues to work with and onboard financial institutions and service providers planning to join later in 2023 and beyond, as the initial step to growing a robust network aimed at reaching all 10,000 U.S. financial institutions." frbservices.org/financial-se… Although some of the banks listed have ties to Ripple with direct or indirect partnerships, I really wanted you to focus on the "certified service providers" section, in the link/pic below. Basically, the companies who provide the software or treasury systems these banks run on. frbservices.org/financial-se… First I want to give some context of TWO organizations that shape and guide the FedNow program. The companies below are on one or the other, or both. BOTH organizations have ties to Ripple. 1. U.S. Faster Payments Council Ripple is an ADVISING member of the council. fasterpaymentscouncil.org/le… 2. Faster Payments Task Force Lists Ripple under the "FASTER PAYMENTS SOLUTION PROPOSALS" fedpaymentsimprovement.org/w… federalreserve.gov/newsevent… I spent all day, going through each of these service providers, one by one, to provide documentation. 1. ACI Worldwide Corp - "ACI Supports 9% of global SWIFT traffic and 30% in the US" "ACI also supports real-time schemes around the world, meaning that any bank can use Real-time Payment Systems to support SWIFT FIN, gpi, DLT (e.g. Ripple), Wire and immediate payments." * Notice how Ripple is synonymous with DLT to them? It doesn't mention $BTC or $ETH as viable options. * aciworldwide.com/aci-swift 2. Alacriti - Partners include The Clearing house (comprised of a lot of Ripple Partners), AWS (Ripple Partnership), U.S. Faster Payments Council (collaboration with Ripple). Partnered with Jack Henry. See below for Ripple connections. alacriti.com/partners/ 3. Aptys Solutions - Partnered with the U.S. Faster Payments Council, which Ripple is an advisor on. Partnered with Jack Henry. See below for Ripple connections. aptyssolutions.com/ 4. BNY Melon - Head of Digital Assets leaves to join Ripple, Ripple submits proposal to help them ICO their own coin. Which we can assume they would have run on the XRPL. teapaw.org/sentosumosaba/status/1… globalcustodian.com/bny-mell… 5. C&M Software LLC - Partnered with the Clearing House, which is comprised of many Ripple Partners. "Leveraging the availability of FedNow, which directly covers approximately 6,000 financial institutions in the USA and indirectly reaches an additional 7,000 through correspondent banking systems..." "...all that is needed is the adoption of the payer and payee to FedNow or a Clearing House approved by C&M Software." cmsw.com/en/corner-en/ 6. CGI - Ripple Partner. CGI then partnered with two major Canadian banks, the Bank of Montreal and the National Bank of Canada. ripple.com/insights/ripple-a… 7. COCC, Inc. - Partnered with FIS (Ripple Partner, see below). cocc.com/about-cocc/partners… 8. DCI - MIT DCI runs a Ripple validator node. DCI is partnered with the Federal Reserve of Boston. David Schwartz works closely, and participates in events, with MIT FINTECH. The Federal Reserve of Boston has referenced Ripple in their study paper in 2014. coindesk.com/tech/2016/04/19… 9. ECS Fin, Inc. - Ripple partner, lists Ripple in their IMS hub "IMS supports connectivity to SWIFT, SEPA, real-time schemes, CHIPS, Fed wire, ACH, Ripple and Blockchain for sending and receiving financial messages" ecsfin.com/wp-content/upload… 10. Finastra - Ripple partner "...and Finastra have teamed up to offer Ripple’s blockchain technology through Finastra’s payments solutions to support fast cross-border payments. FinTech Automation" finastra.com/press-media/rip… 11. FIS - Ripple partner discover.fisglobal.com/rs/97… 12. Finzly - Finzly has 6 listed partners. 3 of 6 are Ripple partners. Partnered with AWS, which is also a Ripple Partner. Partnered with PCBB (PCBB is a liquidity provider of FedNow). PCBB helped found the Faster Payments Council and works shoulder to shoulder with Ripple here. Parterned with Corpay, which is partnered with Ripple. Partnered with Thought Machine, which is partnered with TransferGo, a Ripple Partner. Partnered with Jack Henry. See below for Ripple connections. finzly.com/partners/ 13. Fiserv Solutions, LLC (Fiserv NOW, Fiserv Payments Exchange) - Partnered with Visa, Mastercard and the Clearing House. All 3 have direct and indirect partnerships with Ripple. See below. fiserv.com/en/about-fiserv/r… 14. Form3 - Partnered with Mastercard (Ripple partnership) Partnered with Barclays. Barclays and Ripple invested in a start up together to leverage XRP, called SendFriend. form3.tech/ 15. FPS GOLD - FPS GOLD is partnered with Corpay, Corpay comprised of mostly Ripple partners. See above. fpsgold.com/about-us 16. IBT Apps - Partnered with FIS and fiserv. See above for Ripple connections. Partnered with Jack Henry. See below for Ripple connections. ibtapps.com/about/partners/ 17. Jack Henry - Partnered with Alacriti, Aptys, Finzly, IBT Apps, Temenos Group, and Metallicus. All have Ripple connections or partnerships. jackhenry.com/for-vendors 18. Open Payment Network - Founding sponsor of Faster Payments Council. Which means they work side by side with Ripple, with Ripple advising them. Integrated with the Clearing House, which is full of Ripple Partners. opn.inc/opn-becomes-a-foundi… 19. Magic Wrighter - Partnered with fiserv. See above for Ripple connections. magicwrighter.com/integrated… 20. Metallicus - Partnered with fiserv, Jack Henry and Temenos. All have Ripple connections listed in the post. metallicus.com/integrations 21. Narmi - Partnered FIS, Jack Henry, fiserv, and COCC. See above for Ripple connections. narmi.com/cores 22. NetXD, Inc - Partnered with Visa, Mastercard and integrated with the Clearing House. All have Ripple connections and partnerships. When you look at NetXD's website, it also is almost the exact same "model" laid out in Ripple infographics. netxd.com/#/ledger 23. Temenos - Ripple Partner. Also integrated into multiple core payment networks in the U.S. and abroad. Temenos is also partnered with Accenture, Microsoft, IBM. All Ripple partners. newsbtc.com/news/temenos-t24… 24. Payfinia, A Tyfone Company - Payfinia is part of Tyfone. Payfinia launched the Instant Payment Xchange (IPX) which is integrated into FedNow and the Clearing House. The infographic for IPX looks exactly like Ripple's infographics and API use cases. Tyfone is partnered with Jack henry, FIS, Visa and Fiserve. All of which have Ripple partnerships or connections. Remember, top down integration. tyfone.com/partners/ tyfone.com/payfinia/ 25. Vertifi Software, LLC - Partnered with Tyfone, fiserv and Fintilect. Fintilect is partnered with fiserv, the Federal Reserve System, FIS and Jack Henry. So Vertifi's partner, has multiple Ripple partners. us.vertifi.com/integrations-… fintilect.com/partners/ 26. Visa - Visa has bought TWO companies FROM Ripple. Earthport for $250 million. Earthport is partnered with Bank of America. "Earthport, which provides cross-border payment services to banks and businesses, has been partners with Ripple, the blockchain-based payment network, since 2015." "Earthport’s clients include Ripple, Bank of America, Hyperwallet, Transferwise, Payoneer, and Japan Post Bank." "The API not only provides access to the Ripple ecosystem, but also offers access to the wide array of payment methods that Earthport offers in over 200 countries." CurrencyCloud for $900 million. "CurrencyCloud is a global platform that enables banks and fintechs to provide innovative foreign exchange solutions for cross-border payments." finance.yahoo.com/news/visa-… coinbureau.com/news/visa-buy… 27. Volante Technologies - Volante Technologies is partnered with Microsoft, AWS, U.S. Faster Payments Council, Swift, Accenture, Deloitte and Ripple. ALL Ripple Partners or integrated into Ripplenet. volantetech.com/about/partne… I hope everyone understand the magnitude of what this means. The FedNow aims to have 10,000 banks and institutions on board. That is in the U.S.A. ALONE. Remember how Brad Garlinghouse said "95% of their business and partnerships were OUTSIDE the country"?? Well, I just showed you how easily Ripple will be implemented into thousands and thousands of banks, from the top down, with a simple API download and plug in. Now imagine what "95%" of the rest of their business and partnerships look like. WE ARE TALKING MULTIPLE TENS OF THOUSANDS OF BANKS. WE ARE TALKING MULTIPLE HUNDREDS OF TRILLIONS OF DOLLARS GLOBALLY. ALL. OF. THE. MONEY. $XRP THE STANDARD. $RLUSD IS THE TROJAN HORSE.