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AI agents could open more bank accounts. Who pays to keep them running?
@AllenOsgood, founder and CEO of Eisen, expects a surge in agent-opened accounts, with customers less attached to the institutions holding them.
He puts annual servicing costs at $250 to $400 per account. That makes back office automation a bigger priority, but there are limits:
“You wouldn’t want your agent to talk to your regulator.”
Allen speaks with @NikMilanovic on This Week in Fintech Partnered about AI in banking, dormant accounts and unclaimed assets.
Listen to the full conversation 👇
Produced in partnership with Eisen.
Congrats to our @money2020 best booth winners 👏👏👏
🥇@MiddeskHQ took home the gold with their plant oasis.
🥈@ubiquityBPO took silver with their free haircuts for brave conference-goers.
🥉and @seon_tech took bronze with a nice touch: home-made cookies for booth visitors
This Week in Fintech retweeted
Exclusive: A Look at Stripe’s Next Push Beyond Payments: Treasury for Agents thisweekinfintech.com/p/excl…
Could DeFi open global investment markets to millions of new investors?
At Money20/20, Webull Financial's Sachin Maheshwari explains why he's bullish on blockchain expanding access to US markets and alternative assets across Asia, Latin America and Africa.
@webullfinancial @money2020 @katieeperry
A company can go public, but getting an employee’s shares into a brokerage account can still take weeks.
@robschoder of @vinylequity tells @sashafintech why transfer agents have been overlooked for decades, and why the SEC’s push to modernize the rules could change the infrastructure behind share ownership.
🎧 Hear the full conversation on This Week in Fintech: youtu.be/EuMPzRdUZBc
Some people still don’t trust Apple Pay. What will it take for them to let an AI agent spend their money?
@sophgoldb, Head of Payments at @raincards, tells why B2B could lead agentic payments adoption. Defined workflows let businesses build controls into the process. Consumer trust is harder to code.
Meeting security standards doesn’t automatically make people comfortable handing over spending decisions. For fintechs building agentic commerce, closing that gap is part of the job.
Hear Sophia’s perspective on TWIF Spotlight: Fintech X AI.
Listen to the full conversation on This Week in fintech podcast.
AI agents can shop for us, but workers still wait weeks to get paid.
At @money2020 , @branch CEO Atif Siddiqi questions the hype around agentic commerce and calls for real-time wages, better use of employment data in credit decisions, and fintech that serves everyday workers.
Just in: Klarna has launched Consumer FX, allowing shoppers to pay in their own currency when buying from participating international merchants, with no exchange fees.
The service is live across 26 markets, connecting 120M consumers and 1.2M+ merchants. Klarna reports a 5% lift in conversion and 6% increase in sales.
Source: Businesswire
Not your average networking event. 🏎️
@Adyen, @Plaid and This Week in Fintech swapped the usual networking setting for the racetrack at Speed Vegas.
An afternoon of high-speed action, friendly competition and a chance to connect with some of the people shaping the future of financial services.
Now, the important question: which car would you take for a spin? 🏁
A room full of the people shaping the future of banking.
Together with Cambr and Klaros, we brought sponsor bank leaders, fintechs and embedded finance innovators together in Las Vegas.
Great conversations, valuable connections and a big thank you to our partners and everyone who joined us!
Does every fintech need to be AI-first?
@JPMorgan Payments' Todd Manning thinks the industry might be getting carried away.
At @money2020, we discussed AI hype, the future of agentic commerce, and why banks and fintechs need to balance speed with trust and compliance.
You read about these companies every week in TWIF. Come meet the people building them.
Our friends at @FintechNerdCon are bringing the fintech community together in San Diego, November 18-20.
A few people you’ll find there:
Ryan King, Co-founder of @Chime
@immad, Co-founder and CEO of @Mercury
Eric Young, CTO of @nubank
@edawerd, Co-founder and Head of Technology at @GustoHQ
@willrobinson23, CTO of @Plaid
Linda Du, Co-founder and President of @Valon
What goes into building your own banking core? How is AI changing product and engineering? Where do stablecoins actually make payments better?
The conversations your team keeps coming back to are on the agenda: on stage, in live demos, and in small-group roundtables and hands-on workshops.
TWIF readers get 20% off with code TWIF20.
Agenda and tickets in the comments.
#Fintech #NerdCon #Payments #AI
Explore the agenda and grab your ticket: fintechnerdcon.com/?utm_sour…
Your company goes public. Getting your shares into a brokerage account could still take weeks.
@robschoder tells @sashafintech why transfer agents are such an expensive problem, even though most shareholders only deal with one once, and how @vinylequity is working to change that.
Also on This Week in Fintech, @bayareawriter unpacks how Vishal Garg regained control of Better's board after being removed as CEO, despite saying he doesn’t want the job back.
🎧 Listen to the full episode: youtu.be/EuMPzRdUZBc
Cross River is expanding its embedded finance offering with plans to acquire Accrue.
The deal will bring branded wallets, payments and loyalty rewards together on Cross River's platform, helping businesses build their own financial experiences.
Accrue CEO Michael Hershfield will join Cross River in a leadership role.
Source: Cross River
The bot your fraud system blocks could be your next customer.
“We all just spent 15 years blocking bad bots.”
This week on TWIF Spotlight: Fintech X AI, @Jillwillnyc speaks with @sophgoldb, Head of Payments at @raincards.
Letting an AI agent pay raises questions beyond fraud: who authorized it, whose card is it using, and who pays when it gets a purchase wrong?
Sophia breaks down what merchants need to trust agentic payments, where stablecoins help and why cards still have a role.
Listen on This Week in Fintech Spotlight, wherever you get your podcasts.
Catch the full discussion on Apple Podcasts: podcasts.apple.com/gb/podcas…
“Stripe is vulnerable.”
@QEDInvestors' Amias Gerety isn't holding back at #Money2020.
His predictions: AI agents will rewrite the economics of payments, bespoke financial products are coming, and today's fintech giants are tomorrow's incumbents.
A borrower pays every bill on time. Their savings are quietly running out.
How early can a lender spot the problem?
Plaid’s latest credit risk models use cash flow and network data to assess repayment risk. LendScore Arc also analyses the order and timing of transactions, looking for patterns a credit report might not yet reflect.
@bayareawriter explores how the models work, what Plaid’s early testing shows and the questions around explaining AI-informed lending decisions.
Read the full story on This Week in Fintech: thisweekinfintech.com/p/plai…
Could your next Visa payment come from your crypto wallet?
Mesh is teaming with Visa to enable stablecoin and crypto spending at 175M+ merchants, with funds converted to local currency at checkout.
What does it mean for everyday payments? Get the full story: thisweekinfintech.com/p/mesh…
