Gautam S. Mengle (@NotMengele) header
Gautam S. Mengle (@NotMengele) profile picture

Journalist turned Cyber-Awareness Strategist | Published Author | Many Other Hats.

Mumbai, India
Joined September 2009
Photo by Gautam S. Mengle (@NotMengele)Photo by Gautam S. Mengle (@NotMengele)Photo by Gautam S. Mengle (@NotMengele)Photo by Gautam S. Mengle (@NotMengele)Photo by Gautam S. Mengle (@NotMengele)Photo by Gautam S. Mengle (@NotMengele)Photo by Gautam S. Mengle (@NotMengele)Photo by Gautam S. Mengle (@NotMengele)Photo by Gautam S. Mengle (@NotMengele)Photo by Gautam S. Mengle (@NotMengele)
Gautam S. Mengle retweeted
Recovery agents won't tell their name, employee I'd etcetc will be sending threatening messages to call employer HR senior management contacts relatives neighbours
Unidentified loan recovery agents are harassing people on WhatsApp without even disclosing which loan or company they represent. Instead, they are resorting to intimidation by taking names of local villagers and threatening to call family members.
5
17
648
Gautam S. Mengle retweeted
I mean he could have easily avoided this by not being a fucking rapist
Russell Brand 'petrified' and hungry after 'inedible' meal in first prison night mirror.co.uk/3am/celebrity-n…
48
681
3
14,591
114,880
Gautam S. Mengle retweeted
I have complaint the harassment and threatening calls by recovery agents of @SBICard_Connect so instead of solving my issue they are sending legal notice. Every month they are sending more than 3 notices to harass the clients although I have replied before
2
6
10
1,855
Gautam S. Mengle retweeted
One of the same app recovery agent threatned to do photo morphoing before the due date. This is a serious crime threatning with photo morphoing and making it viral on the social media. Ban Ampire finance Pvt LTD @dr_sharma77057 @saynotoloans @FairRecoveryIN @TLankeshwar #LoanAppAtyachar
Harassed by recovery agent of Ampire Finance Pvt Ltd (@FastPaise) Abusive calls & threats to contact my HR/CEO despite informing financial hardship. Violation of RBI guidelines & BNS Sec 351 (criminal intimidation). @DelhiPolice @RBIsays @BharatCourt #LoanHarassment #RBI #ConsumerRights
5
11
1
14
2,813
Unregistered recovery agents with shady payday loan backgrounds violate mandatory IIBF-DRA certification and police verification norms. ​Under the Supreme Court ruling in ICICI Bank v. Shanti Devi Sharma, principal banks carry direct criminal and vicarious liability for outsourced street harassment. ​Fix institutional accountability and black-list rogue collection agencies immediately! @SBICard_Connect @TheOfficialSBI @RBI @FinMinIndia
Replying to @saynotoloans
@saynotoloans @mayanksharma24 @FairRecoveryIN @Yousuf_Haldar @AarifKhan18170 @Amit02688863 @SBICard_Connect Recovery Agent of SBI Card caught n puja was done. Previously he was working with Sachin Mittal's Payday loan companies. He is equivalent to any terrorist. SBI कार्ड का रिकवरी एजेंट पकड़ा गया और उसकी पूजा-पाठ (धार्मिक रस्म) कराई गई। इससे पहले वह सचिन मित्तल की 'पे-डे लोन' कंपनियों के साथ काम करता था। वह किसी आतंकवादी से कम नहीं है।
4
24
1
48
10,428
Gautam S. Mengle retweeted
Recovery agente won't tell their name, employee I'd etcetc will be sending threatening messages to call employer HR senior management Ambani groups Antilia Diwali 🎇🪔
Unidentified loan recovery agents are harassing people on WhatsApp without even disclosing which loan or company they represent. Instead, they are resorting to intimidation by taking names of local villagers and threatening to call family members.
5
11
1,132
Gautam S. Mengle retweeted
A lot of cybersecurity problems are really organizational dysfunction problems hidden behind a layer of tech. No amount of AI tokens can fix that. Feel free to send this post to your boss.
52
85
14
599
21,058
🚨 ₹17,000 EMI. A FAKE-LOOKING “WANTED” POSTER. THREATS AGAINST AN ENTIRE FAMILY. IS THIS LOAN RECOVERY OR PUBLIC HUMILIATION? A distressed borrower has accused @KreditBee of recovery harassment and shared WhatsApp screenshots that should alarm every Indian. A person demanding repayment allegedly: ❌ Created a “WANTED” poster using his photograph, portraying him as someone who fled with bank money. ❌ Threatened to circulate it among his relatives and neighbours. ❌ Used sexually abusive language about his family. ❌ Threatened to contact family members. The borrower also reports 50–60 recovery calls daily and repeated home visits. Now imagine being that person. You’re already struggling to repay a loan. Then someone threatens to turn your photograph into a public humiliation campaign. Your parents could see it. Your neighbours could see it. Your children could see it. IS A BORROWER’S DIGNITY WORTH LESS THAN AN OVERDUE EMI? @KreditBee Is this Recovery person associated with your company, lending partners or recovery agencies? Who authorised the use of this borrower’s photograph? Will you investigate and publicly clarify what action is being taken? @RBI @FinMinIndia Please examine these allegations and the accountability of the actual lender and recovery agency. A BORROWER MUST REPAY LEGITIMATE DUES. BUT NO RECOVERY AGENT HAS THE RIGHT TO THREATEN, SEXUALLY ABUSE OR PUBLICLY SHAME A FAMILY. ⚖️ Lawyers: Could these messages warrant investigation for criminal intimidation, defamation or other applicable offences? TODAY IT’S HIS PHOTOGRAPH. TOMORROW IT COULD BE ANY BORROWER’S. India needs debt recovery with accountability, not humiliation. #RecoveryHarassment #BorrowerRights #KreditBee
8
26
1
36
5,869
Gautam S. Mengle retweeted
एक अनजान व्यक्ति ने मेरी बहन को मैसेज किया। समझाने के लिए फोन किया तो गाली-गलौज और धमकी देने लगा। अब मिलने की जगह पूछकर लड़ाई के लिए उकसा रहा है। मेरे पास कॉल रिकॉर्डिंग हैं। कृपया उचित कार्रवाई करें। @bihar_police 08493910219 +91 600626875 @NCWIndia
17
77
4
359
81,728
Gautam S. Mengle retweeted
Lmao he was calling him Beef guy Was calling Sai Pallavi Anti National ₹5000 and all dharm rakshak mentality flew out if the window 🤣🤣
Forget the online noise for a moment. Ramayana is the kind of film that deserves to be experienced on the biggest screen possible. DNEG is an Oscar-winning VFX powerhouse, and the scale of ambition behind this project deserves a fair viewing. We can debate the trailers, question creative choices, and disagree on interpretations (I'm still not convinced about Sai Pallavi's selection for the role of Mata Sita), but I believe the movie deserves to be judged after watching it. Give it a chance on the big screen. I'll also watch it soon and share my review. PS: No paid promotion. Just a genuine thought from someone who loves our culture and wants our stories to reach the world.
39
594
7
5,815
62,108
Gautam S. Mengle retweeted
🚨Cyber Alert ‼️ 🇯🇵Japan - 𝗥𝗲𝘀𝗼𝗻𝗮 𝗕𝗮𝗻𝗸, 𝗞𝗮𝗻𝘀𝗮𝗶 𝗠𝗶𝗿𝗮𝗶 𝗕𝗮𝗻𝗸, 𝗠𝗶𝗻𝗮𝘁𝗼 𝗕𝗮𝗻𝗸, 𝗮𝗻𝗱 𝗕𝗮𝗻𝗸 𝗼𝗳 𝗬𝗼𝗸𝗼𝗵𝗮𝗺𝗮 𝗔𝗳𝗳𝗲𝗰𝘁𝗲𝗱 𝗯𝘆 𝗦𝗠𝗕𝗖 𝗖𝗼𝗻𝘀𝘂𝗺𝗲𝗿 𝗙𝗶𝗻𝗮𝗻𝗰𝗲 𝗖𝘆𝗯𝗲𝗿𝗮𝘁𝘁𝗮𝗰𝗸, 𝗘𝘅𝗽𝗼𝘀𝗶𝗻𝗴 𝗧𝗵𝗼𝘂𝘀𝗮𝗻𝗱𝘀 𝗼𝗳 𝗖𝘂𝘀𝘁𝗼𝗺𝗲𝗿 𝗥𝗲𝗰𝗼𝗿𝗱𝘀 Resona Group and Bank of Yokohama disclosed data breaches linked to a cyberattack on loan guarantee systems operated by SMBC Consumer Finance. Confirmed data exfiltration affected 5,935 former loan records across Resona Bank (139), Kansai Mirai Bank (5,793), and Minato Bank (3), while the number of affected Bank of Yokohama customers remains unknown. The compromised information may include names, contact details, driver's license numbers, employment information, income, and loan guarantee records. Threat actor: Not specified Sector: Financial Data exposure (claimed): 5,935 loan records (139 linked to Resona Bank) Data type: Personal information, contact details, driver's licence numbers, employment and income records, loan guarantee information Observed: Nov 5-6, 2026 Status: Confirmed ESIX©: 6.57 Full details and impact assessment on HackRisk.io
9
294
40
793
81,733
Gautam S. Mengle retweeted
Salary Champion Fin Mudra and Tejas Loan are threatening again to reach my employer and HR for the recovery. How could they do that under which rule. @saynotoloans @dr_sharma77057 @RBIsays @er_naresh_soni @Krishna_S_Bisht @aarushisharmaX #banpaydayloans
11
22
4,614
Gautam S. Mengle retweeted
Diwali rocket suspected to have triggered a major fire at Pantnagar in Ghatkopar
135
400
108
1,754
309,944
Gautam S. Mengle retweeted
Ban B4SALARy @RBI they are giving mental torture black mail and did photo morphoing of the girl 😡😡😡😡
5
15
1
26
5,199
Gautam S. Mengle retweeted
🚨 Threat Actor Claims Massive Breach of AU Small Finance Bank, Alleging 1.2 TB Data Leak A threat actor has posted a claim on an underground forum alleging a significant data breach at AU Small Finance Bank, one of India's leading small finance banks. The actor claims to have compromised the bank's full database and is offering the stolen data for sale for $8,500. The post directly contradicts the bank's official statement issued in late October 2026, which attributed the incident to a limited data leak involving a third-party Salesforce SaaS platform affecting only vehicle loan customers. The actor alleges that the bank's own core systems were breached, not just the external SaaS platform. According to the forum post, the stolen dataset totals 1.2 TB and contains over 1 billion records. The actor claims the bank is downplaying the severity of the incident to avoid regulatory scrutiny and customer panic. The alleged compromised data includes: - 3,846,888 complete KYC identity records containing PAN, Aadhaar numbers, dates of birth, mobile numbers, emails, full addresses, and family names - 2,282,619 live customer accounts - 1,917,657 exposed bank account numbers - 938,403,770 core banking transaction and servicing records - 30,266,393 credit bureau, CIBIL, and FICO risk dossiers - 72,241,539 loan book, collateral, sanction, and insurance records - 2,871,796 signed loan agreements, scanned cheques, and customer signatures AU Small Finance Bank, headquartered in Chennai, serves millions of customers across India with a focus on financial inclusion. The exposure of Aadhaar numbers and PAN details poses severe risks of identity theft and financial fraud for the affected individuals. The actor also provided links to sample files hosted on various file-sharing services to verify the authenticity of the dump. At the time of reporting, the alleged breach has not been independently verified. While the bank has acknowledged a security incident related to a third-party platform, the extent of the compromise claimed by the threat actor remains unconfirmed by independent security researchers or regulatory bodies.
7
38
10
119
17,050
Gautam S. Mengle retweeted
CRACKDOWN ON ILLEGAL FINANCE & LOAN FRAUD NETWORK | MALKAJGIRI POLICE Malkajgiri Police arrested four more accused in an organised illegal finance and loan fraud network, taking the total arrests to 7 across LB Nagar, Neredmet and Keesara Police Stations. Vehicles, mobile phones, blank cheques, promissory notes, property documents and cash were seized. Stay Alert. Never Sign Blank Cheques. Report Financial Exploitation. #MalkajgiriPolice #SumathiIPS #TelanganaPolice #CrimePrevention #PublicSafety
7
34
1
75
6,399
Gautam S. Mengle retweeted
Haan bhai subah 4 baje tera auto pakad ke Pune station se San Francisco jaunga na @Uber
54
151
16
4,502
65,487
Gautam S. Mengle retweeted
🚨 RBI's New Loan Recovery Rules: A Major Step Towards Borrower Protection The Reserve Bank of India (RBI), through its Amendment Directions issued on 6 August 2026, has introduced comprehensive rules governing loan recovery practices and the conduct of recovery agents. The new directions will come into effect from 1 January 2027, covering banks, NBFCs and other regulated lenders. Key provisions include: ▪️ Recovery calls and contact strictly between 8 AM and 7 PM. ▪️ At least one day's prior intimation before the first physical recovery visit. ▪️ No threats, abusive language, public humiliation or harassment. ▪️ No unauthorised access to borrowers' personal data, including contacts, photographs and messages. ▪️ Recovery agents cannot misuse technology to remotely restrict personal devices, except under specifically permitted conditions for financed devices. ▪️ Recovery agents must undergo appropriate due diligence, training and certification. ▪️ Recovery-related calls and communications must be documented, with recordings retained for six months. But an important question remains: Who will ensure these rules are actually implemented on the ground? Borrowers continue to report intimidation, threats, workplace harassment, privacy violations and unauthorised home visits. Issuing guidelines is only the first step. Effective monitoring, accountability and strict action against violations are equally important. Borrowers are entitled to dignity, privacy and lawful recovery practices. A loan default does not give anyone the right to harass or threaten a borrower. We urge RBI and all regulated lenders to ensure strict compliance with these directions. @RBI @HMOIndia #RBI #LoanRecovery #BorrowerRights #NBFC #LoanHarassment #RecoveryAgents #LoanVasooliKaSach #BharatvarshNewsToday
12
45
1
101
12,908