Realtor | Investor | Multi Family | 30+ Years RE Experience | NAVY Veteran | Family is Priority #1
Portland, Maine
Joined January 2010
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32+ years in real estate. The reality is the ones that claim “I’m never moving” may not have a choice.
Death. Divorce. Retirement. Job loss. Major health issues. Bankruptcy. Foreclosure Etc. sometimes it’s outside of your control. It sucks when that happens. Please Plan ahead for worst case scenario.
I’ve seen too many heartbreaking situations over the years. Hopefully you never need it.
ResiVetUSA retweeted
After a period of well-above average temperatures to kick off November with no recorded snowfall, temperatures plummeted well below freezing overnight Saturday, with mixed precipitation giving way to light snow this morning.
ResiVetUSA retweeted
Rain continues Downeast today, with some rain showers spreading northwards through the day today. An additional 1 to 2 inches of rain possible Downeast with up to an inch of rainfall expected in the north through the end of this storm. Rain exits through the day Sunday. #MEwx
ALT A National Weather Service weather graphic for November 7, 2026, titled "Rain Continues Today," displaying a forecast for additional rain amounts across Maine. Key messages state rain continues through Sunday, with an additional 1-2 inches Downeast and up to 1 inch further north. A color-coded map illustrates these additional precipitation totals across northern and eastern Maine, ranging from 0.1-0.2 inches in the far north to 2-3 inches along the southeast coast near Eastport. The right side of the image features a photo of a lighthouse on a rocky coast under a cloudy, overcast sky.
Really hate to see @4thOfJuly365 shutting his page tonight. One of the few common sense people willing to call bullshit, even on when it’s his own political party.
But on a positive he’s still going to be active on his @GrowingUpRetro page. If you like to reminisce for those simpler days of yesteryear Give him a follow.
Considering selling your primary residence as part of your retirement planning? Here are some key points to ponder:
- Capital Gains Exclusion: If you've lived in your home for at least two of the last five years, you can exclude up to $250,000 ($500,000 for married couples) in capital gains from taxes. This can significantly boost your retirement funds.
- Downsizing Benefits: Selling could mean moving to a smaller, less expensive home or even renting, freeing up cash for retirement accounts or to live off without dipping into investments.
- Location: Retiring often means a change in lifestyle. Maybe you're moving closer to family or to a climate that suits your health better. Selling your home can finance this transition.
But there are considerations:
- Emotional Attachment: Selling the family home isn't just a financial decision; it's an emotional one too.
- Market Timing: The real estate market can fluctuate. Selling at the wrong time might mean less profit.
- Tax Implications: Beyond the exclusion, any profit over the limit could be taxable, and your new living arrangement might change your tax situation.
Strategies to explore:
- Use Proceeds Wisely: Invest in a diversified portfolio or annuities for income.
- Rental for Income: If you're not ready to downsize completely, consider renting out part of your home or converting xtra space into am ADU unit.
- Plan for the Future: Think about long-term care needs or potential health issues that might affect where you live.
Have you thought about how selling your home fits into your retirement plan? Let's discuss in the comments or share your own strategies!
* I am not a financial planner & This is not financial advice. I encourage to consult with your accountant & attorney before making any real estate decisions.
#RetirementPlanning #SellingYourHome #FinancialIndependence
Read this post. Then read it again.
*Experience Matters
"I don't understand why they can't approve us, we have $4M in assets and our home is free and clear."
The builder's in-house lender said it wouldn't work. Their agent referred me. Now they're approved to buy their new home in Idaho to move closer to their grandchildren. Our buy-before-you-sell option helped this sweet couple access $1M for their down payment without selling any stock.
All the incentives in the world won't make up for lack of common sense when underwriting.
Experience matters.
Took this photo Halloween day in Cedar City, UT. Who sent out the apocalypse is coming memo? 🤔
Anyone know what day or time it is?
“We are currently in Duck Creek,UT and driving to Las Vegas in the AM tomorrow.
Monday AM we fly from Vegas back to the east coast.
Give me all of the time changes we will encounter (don’t forget daylight savings) over the next few days.
Go!”
Here is the breakdown of every time change you will encounter between now and getting back home on Monday:
1. Tonight (Overnight Sat, Oct 31 \rightarrow Sun, Nov 1): Daylight Saving Time Ends
What Happens: Clocks "fall back" 1 hour at 2:00 AM.
The Shift: Utah transitions from MDT (Mountain Daylight Time) to MST (Mountain Standard Time).
The Impact: You gain an extra hour of sleep tonight while in Utah.
2. Sunday (Driving from Utah to Las Vegas): Time Zone Line
What Happens: You move from the Mountain Time Zone (Utah) to the Pacific Time Zone (Nevada).
The Shift: Utah is on MST; Las Vegas is on PST (Pacific Standard Time).
The Impact: Set your clocks back 1 hour when you cross into Nevada.
Example: If it is 2:00 PM when you cross the border in Utah, it immediately becomes 1:00 PM in Las Vegas.
3. Monday Early AM (Flying from Vegas to the East Coast): Flight Home
What Happens: You fly from the Pacific Time Zone back to the Eastern Time Zone.
The Shift: Las Vegas is on PST; the East Coast is on EST (Eastern Standard Time).
The Impact: Set your clocks forward 3 hours upon landing.
Example: If you land at 12:00 PM Vegas time (PST), local time on the East Coast will be 3:00 PM (EST).
💡 Quick Summary Checklist
Tonight in UT: Gain 1 hour (DST Ends).
Sunday in NV: Gain 1 hour (Cross state border into Pacific Time).
Monday on Plane: Lose 3 hours (Fly back to Eastern Time).
Safe travels on the drive to Vegas and your flight back home! Safe trip!
You get that? LOL 😂
25 years ago was doing a broker tour on an agents new listing.
We all pile back in the car. “What do you all think?” The usual “not bad”, “cute place”, “needs a little tlc but will be nice”
Me: “Ummmm I got the ebbie jeebies, hair on the back of my neck stood up”
Group Silence.
Listing agent: “family told me it was haunted and I wasn’t sure sooo”
Collective Group: Holy shit I’m not the only one that was freaked out!
True Story. House is just off Route 114 in Scarborough, ME
Happy Halloween 🎃
