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I wanted to anonymously share my retirement investment journey as so many others have on Twitter, many of whom have made me wiser and (mostly) wealthier. If you're wondering how you go about choosing and managing investments, I hope I can contribute in some way.
Been on Xitter 6 years. Used to be a rich space for discourse back in the day. But....
I'm not a journo
I'm not a sociopath
I'm not in it for the likes
I have kids inc a daughter
So I'm done here (for now)
Apologies to any recent followers, but you can find me on Bluesky
My hastily produced 2025 review which helps me 12 months down the line so don't feel guilty for ignoring it!
thereluctantinvestor.blogspo…
2/ So, like in 2022, challenge is to retain as much as poss of that profit to keep ahead of my #CGT benchmark. Not too difficult it turns out for 2025.
Really appreciated and empathised with some of the superb contributors' comments, especially re stop losses. A great end of year episode so 🙏 to @conkers3 and @HTVIOLA for all their hard work behind the pods 👏👏
🔥#TWINPETESINVESTING #Podcast 169:🎅The FESTIVE SPECIAL🥳With SIX guests discussing their winning stocks & investing lessons. #AAZ #GAW #MYI $MCK #SRB #JCGI @BlueWhaleCap #GOLD $CSCO $AVGO $TSM #Dividends #InvestmentTrusts #TRIG
youtu.be/kHIezr_7mEM?si=TAPJ…
open.spotify.com/episode/0hc…
1/ Happy New Year to all. Been quite a year both personally and financially. Reduced holdings down to 46. 2nd best year ever as my stubborn adherence to the UK finally proves a broken clock etc...
Overall growth across all PFs is 16.78%, as ever taking balances + cash withdrawn
2/ So, like in 2022, challenge is to retain as much as poss of that profit to keep ahead of my #CGT benchmark. Not too difficult it turns out for 2025.
Trimmed back another £9k of #BRWM yesterday to bring it to 10k. May prove to be trimming the flowers etc... but I've sat and watched gains evaporate before and over target commodities exposure.
Trimmed this chunk of #BRWM back to 16k today to bank 5k. That's more than replaced the 4k tax we paid taking it out of the SIPP to gift into son's ISA 😁
More than happy to see Saba take a stake in #GSF if only to accelerate something. Anything. Was considering pulling the plug on the 50% capital loss and moving on....
marketscreener.com/news/saba…
Exited #GSK so I'm sure it'll fly from here but
- happy to have made a profit
- isn't a fit for the income ISA
-top of 10 year range
Just come in to catch up with budget summaries. Usual farcical and over-complicated new taxes but as a retiree, only the EV tax seems to be affecting me. So... if it's not hitting me, nor allegedly "the working", who IS actually plugging the gap 🤔
Flogged 52k of #TFIF and rounded it up to 100k to put into RL Sterling EY Bond fund. Still retain 15k in higher-risk ISA but happy to sit on hands (and some cash) for a while yet. Have a good weekend 🍻
I always welcome the bear cases for holdings, especially one we have a fair chunk in across PFs #TFIF (& #SMIF). Considering de-risking to RL EY Bond fund in our SIPPs. I use that in smaller family PFs and never disappoints.
2 yrs vs 7
#tfif
Stumbled upon this one this morning, as results were out
I m terrified.....
This one holds equity and BB- tranches in CLO, CMBS, RMBS and synthetic risk transfers...
I checked one of the issues they hold and it's a second charge mortgage....
Needless to say, this will
Another good ep gents- there comes a point at my age when return OF capital > imp. than return ON. I did once hold #GDWN and foolishly exited around even. Recommend @rhomboid1MF for all things Goodwin!
Re selling, I'm hoping to keep more of this year's gains than 2021's...
🔥#TWINPETESINVESTING #Podcast 165: Winning #investments with global exposure. #GDWN #PEEL #IAD Investment Trust, $MSFT #GATC $BEAN #ATYM #GOLD $NVDA #OpenAi $AAPL $AMZN, Stocks, Psychology of selling.
youtu.be/pdZcl0ojLNo?si=uIS3…
open.spotify.com/episode/3xN…
audioboom.com/posts/8798112-…
New holding - 7.5k in #CSN in the income ISA. Been watching a while. Have a good weekend everyone.
Only got a small holding (-52%) in still-suspended #HGEN who seem to have taken inspo from another "niche" diversifier (#DGI9) and mis-valued NAV. Weird how it's never under-valued 🤔
A cynic might think there's a legal case to answer...
Averaged down £1400 in #HGEN today. Not advice, DYOR etc... but been some momentum of late
Enjoyed this whilst driving thru Austria to Garda (again) for a bit of a road trip with school chums as we've all turned 60 this year.
@HTVIOLA 's "explainers" are a great point from which to research. Don't remember there being any 🐿️ 🐿️ in this one though
🔥#TWINPETESINVESTING #Podcast 163: Mining for winning investments & profitable portfolios. #FRES #SRB #BRWM $FCX $WPM $XME #SLP #GGP #TGA #Dividends $GOLD The 10th Oct. @AICPRESS Showcase🌟& Free tickets.
conkers3.com/twin-petes-inve…
youtu.be/0VpwKcl4nhc?si=sFZr…
open.spotify.com/episode/5vK…
Sold 11k of my 21k of #IBT in my SIPP. Not sure I have the patience to wait another 4.5 years for it to reach this level again for a relatively low yield. Underweight specific pharma and not really sure how useful a 5% weighting is in the grand scheme of things.
Sold ~half of remaining #GSK - it's in the income ISA and isn't a particularly high yield so will try to take profits within the 12-18 range. Which will probably fail so end up purchasing less volatile 8% debt income in the end 😉